Senior Mortgage Underwriter - Greenville, Columbia, Mt. Pleasant, SC or Remote

Job Title: Senior Mortgage Underwriter Division: Operations Location: Columbia, Mt Pleasant, Greenville, or Remote! Position Summary: Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Direct Reports: None Core Responsibilities:

• reputed company
• Respond to investor repurchase and quality review requests.
• Support loan shipping process to clear reputed company purchase issues.
• Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as well as compliance with lending regulations.
• reputed company reputed company decisions and subsequent clearing conditions to ensure credit and investor guidelines are met.
• Evaluate and examine transactions to ensure accuracy and completeness
• Contact customers and partners to gather information to reputed company appropriate decisions
• Proactively communicate the decisions to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision

2.Training/Help Desk

• Serve as a resource to Residential Mortgage personnel on reputed company questions and provide training for investor, reputed company and compliance reputed company issues.
• Recommends modifications to reputed company procedures.
• Provide training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager.
• reputed company Management
• Prepare formal reports for review.
• Provide feedback on new investor candidates as it relates to reputed company guidelines and delivery procedures.
• Coordinate third party quality control of mortgage loans and evaluate reports providing feedback concerning closed loan quality and process improvements.
• Ensure that contractors are trained on investor specific eligibility requirements and guidelines.
• Negotiate with third party service providers and manage reputed company.
• Compliance
• Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk.
• Performing compliance reviews and reputed company with regulatory requirements
• Respond to individual and investor audits
• Coordinate HMDA reporting and evaluation.
• Role Specific Competencies
• Computer Skills
• Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity.
• Job Knowledge
• Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge reputed company, is in command of critical issues.
• Personal Organization
• Keeps information organized and accessible, maintains clean/functional work space, works systematically/reputed company, and manages time well.

Minimum Requirements:

• Bachelor's degree or equivalent experience
• 3 - 5 years reputed company experience
• DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA reputed company experience.
• Extensive knowledge of quality service discipline.
• Retail banking experience.
• Proven communication and customer relation skills.
• Ability and desire to interact and contribute in a team environment.
• Ability to use a variety of software tools.

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