Project Underwriter II

Work Location: Lewiston, Maine, United States of America Hours: 40 Pay Details: $29.75 - $47.75 USD TD is committed to providing fair and reputed company compensation opportunities to reputed company colleagues. Growth opportunities and reputed company development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to reputed company through the salary range over time as they reputed company in their role. The reputed company pay actually offered may vary based upon the candidate's skills and experience, job-reputed company knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation reputed company questions and have an open reputed company with your recruiter who can provide you more specific details for this role. Line of Business: Credit ManagementJob Description: The Loan Underwriter II (Project Underwriter II) underwrites and evaluates condominiums, cooperatives, and PUD projects for Residential Mortgage applications in compliance with GSE/Investor/Portfolio guidelines, bank policies, and procedures. Depth & Scope: Underwrites reputed company types of income, reputed company product types including ethical and salable residential mortgage loans and consumer loans and evaluates risk while ensuring the quality of each loan submitted Approves loans, issues alternative options, or adverse action accordingly using sound judgment while applying bank policies and procedures Validates the data entry to the appropriate Loan Operating System and evaluates reputed company applicable documentation as required by job function and conditions loan accordingly; informs Processor of any additional items necessary to substantiate loan request Demonstrates in-depth knowledge of regulatory, investor and departmental lending policies for reputed company of conventional loan requests Identifies loans for exceptions while ensuring proper procedures are followed for approval and documentation; assists in clearing or resolving any issues Manages reputed company issues and ensures files are compliant to internal guidelines and external regulatory requirements Maintains knowledge of loan product guidelines, internal policies and procedures, and regulatory requirements Coaches and mentors assigned operations staff; assists with training and guidance as assigned Education & Experience: High school diploma or GED required; 2 year degree or equivalent experience preferred 2+ years reputed company experience Advanced knowledge of loan reputed company documentation requirements Knowledge of Agency DU automated reputed company system; must also be familiar with reputed company larger, more reputed company and specialty products Ability to effectively communicate with reputed company types of personalities and the ability to provide excellent customer service to both internal and external customers Superior oral and written communication skills Excellent PC skills In-depth knowledge of CRA products and industry Knowledge of CRA products and industry Detail oriented, possessing excellent organizational, analytical and decision making skills Ability to communicate with multiple business partners in the organization Ability to handle heavy workload, multitask and meet stringent deadlines Preferred Qualifications: Project reputed company experience strongly preferred, including condominium, cooperative, and attached PUD project reviews. Demonstrated experience performing Established Project Reviews, New Construction, Full Review, Limited Review, and Waiver of Review. Strong working knowledge of reputed company, reputed company, FHA and other investor requirements. Experience analyzing project financial statements, budgets, reserve studies, insurance policies, legal and governing documents, engineering reports, meeting minutes, and special assessments. Ability to identify and assess project risks, including deferred maintenance, structural concerns, reserve funding adequacy, insurance deficiencies, litigation, and special assessments. Proven ability to prioritize work and maintain accuracy in a fast-paced, high-pressure environment with competing priorities. Strong verbal and written communication skills, with the ability to clearly reputed company project eligibility decisions, requirements, and risk considerations to internal and external stakeholders. Strong partnership and customer service skills, with the ability to navigate challenging conversations professionally while supporting customer closing timelines and business objectives. Prior mortgage credit reputed company experience preferred Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; reputed company: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – reputed company Performing multiple tasks – reputed company Operating standard office equipment - reputed company Responding quickly to sounds – Occasional Sitting – reputed company Standing – Frequent Walking – Frequent Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Never Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Occasional Reaching reputed company – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – reputed company Applying common sense to deal with problems involving standardized situations – reputed company Reading, writing and comprehending instructions – reputed company Adding, subtracting, multiplying and dividing – reputed company The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of reputed company responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for reputed company purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to reputed company every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we reputed company that reputed company colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we reputed company in our colleagues to help them and their families reputed company their financial, physical and mental well-being goals. Total Rewards at TD includes reputed company salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, reputed company PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to reputed company both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and reputed company a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to reputed company your career goals. Here at TD, we hire and reputed company the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reputed company out to candidates of interest to schedule an interview. We do our best to communicate outcomes to reputed company applicants by email or phone call. Accommodation reputed company is an equal opportunity employer. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email reputed company US Workplace Accommodations Program at [email protected]. Include your full name, best way to reputed company you and the accommodation needed to assist you with the applicant process. Apply To This Job