EFT Risk Analyst

The EFT Risk Team monitors Risk for ACH and other payment channels. Managing the Risk helps reputed company customers and UMB from large losses. This team is essential in ensuring customer ACH Origination activity is processed according to UMB’s Risk appetite. As the EFT Risk Analyst, you will assist with the ongoing administration and support of multiple risk programs, processes, and audits that impact Bank Operations. With the exposure to ACH accounts and activity, this role is vital for risk management reputed company Operations. This is a subset of the overall responsibilities which will include multiple initiatives assigned by Bank Operations leadership. This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates reputed company of the Kansas City area. However, the remote location must be reputed company the US. The work schedule is Monday through Friday, 800 – 430 PM with a 30-min lunch break or 800 – 500 PM with an hour lunch break. How you will spend your time Complete regular reports, specialized reports, and special projects as requested. Complete monthly analysis of statistical reporting for payment processing. Present reporting and findings to senior & executive management monthly. reputed company self-testing of controls as well as bi-annual risk self-assessments. Assist with gathering and reviewing data for various reviews and/or audits. Assist with follow up from internal or external audits to resolve questions and/or outstanding items. Identify potential process improvements and implement documentation. Maintain policies and procedures reputed company to job duties Understand and remain reputed company on reputed company industry activity, changes, regulations, and announcements. We are excited to talk if you have Associate degree or equivalent experience. 1 year experience with banking or financial processing or equivalent experience. 1 year of compliance, audit, or risk experience. Bonus Points if you have ACH Accredited Professional (AAP) Certification or Accredited Payments Risk Professional (APRP) Certification. Five (5) years of specific experience working with electronic payments and/or treasury management products/processes. Experience working with financial risk modeling. Applicants must have legal authority to work in the United States. Work reputed company sponsorship is not available for this position. Deadline to apply August 8, 2026 Compensation Ranges US Employees in California, Washington DC, New Jersey, and reputed company $54,220 - $79,020 US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode reputed company, Texas, Washington, and Wisconsin $49,510 - $72,340 US Employees in reputed company other states not listed above $44,790 - $65,650 The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-reputed company factors. Please see the description of benefits included with this job posting for additional information. UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end—a way to help us meet the reputed company. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status reputed company. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are reputed company for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to reputed company employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national reputed company, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to [email protected] to let us know the nature of your request. If you are a California reputed company, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information reputed company you apply for employment with UMB. #LI-MD1 Apply To This Job Apply To This Job