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[Remote] Senior CIAM Software Engineer

100% remote Flexible hours Hiring now

Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. This role is a hands-on engineering position inside Information Security, focused on designing and shipping core CIAM capabilities that protect customers and support growth.

Responsibilities

  • Design, build, and operate core CIAM backend services that support customer registration, authentication, authorization, account lifecycle, and profile management for B2C and B2B platforms
  • Implement and extend identity standards such as OAuth 2.0, OIDC, SAML, and SCIM in code, ensuring correctness, scalability, and clean integration patterns
  • Develop backend APIs and services in Python and Kotlin that expose identity capabilities to web, mobile, and partner applications
  • Integrate CIAM platforms with internal systems, including user data stores, messaging, fraud signals, and downstream customer platforms
  • Own secure authentication and account flows end to end, including MFA, step-up authentication, device binding, consent, and adaptive authentication logic
  • Automate CIAM infrastructure and deployments using Infrastructure as Code and CI/CD pipelines, treating identity as a core platform service
  • Monitor, debug, and optimize CIAM services for performance, resilience, and abuse detection in high-scale environments

Skills

  • Strong experience designing and implementing CIAM systems, with deep, hands-on knowledge of OAuth 2.0, OIDC, SAML, and SCIM beyond basic configuration
  • 5+ years of professional backend software engineering experience
  • Strong production experience in Python or a similar backend language
  • Experience designing APIs, automation frameworks, and distributed systems
  • Hands-on experience building and maintaining CI/CD pipelines
  • Experience with GitHub-based development workflows and Buildkite or similar build systems
  • Experience with cloud-native development, preferably AWS
  • Hands-on experience extending and integrating CIAM platforms such as Okta, Auth0, Ping Identity, ForgeRock, or Azure AD B2C using custom code, hooks, and APIs
  • Solid understanding of backend and distributed systems fundamentals, including API design, data modeling, latency, error handling, and observability
  • Experience with Infrastructure as Code and automation tools such as Terraform, plus CI/CD pipelines for deploying backend services
  • Strong security fundamentals applied through engineering, including access control models, token handling, encryption, MFA, and privacy by design
  • Clear communication skills and the ability to work closely with product, frontend, mobile, and security teams while owning backend identity services
  • Familiarity with tools such as Cursor and other AI-augmented development environments

Benefits

  • Monthly stipends for health, wellness and tech spending
  • Benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents)
  • Employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company)
  • Affirm covers all premiums for all levels of coverage for you and your dependents
  • Generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • An employee stock purchase plan enabling you to buy shares of Affirm at a discount

Company Overview

  • Affirm is a financial technology services company that offers installment loans to consumers at the point of sale. It was founded in 2012, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.affirm.com.
  • Company H1B Sponsorship

  • Affirm has a track record of offering H1B sponsorships, with 11 in 2026, 104 in 2025, 96 in 2024, 133 in 2023, 179 in 2022, 132 in 2021, 57 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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