[Remote] Mortgage Closer - PST coverage

Note: The job is a remote job and is open to candidates in USA. Lower is a mission-driven fintech company that simplifies the home-buying process through innovative technology. The Mortgage Closer is responsible for managing residential mortgage loans from 'clear to close' through funding, ensuring compliance and accuracy while collaborating with internal teams and external partners to provide a seamless closing experience.

Responsibilities

• Manage a high-volume pipeline of loans from clear to close through funding
• Prepare, review, and issue accurate closing disclosures and closing documents in compliance with all federal, state, and investor guidelines
• Ensure closing documents are sent within established 24–48- hour SLAs. Coordinate with borrowers, title companies, settlement agents, lenders, and internal teams to resolve conditions and facilitate timely closings
• Review loan files for accuracy, completeness, and compliance prior to closing
• Minimize post-closing conditions and errors by maintaining strong quality control standards
• Maintain clear and proactive communication with all parties throughout the closing process
• Accurately update loan status and notes in the loan origination system
• Meet or exceed monthly production and quality benchmarks

Skills

• Minimum of 1-3 years of experience as a Mortgage Closer in a high-volume environment
• Strong knowledge of mortgage closing documents, TRID regulations, and compliance requirements
• Experience working with various loan programs (Conventional, FHA, VA, USDA preferred)
• Proficiency with loan origination systems and document preparation tools
• Exceptional organizational skills with the ability to prioritize and manage deadlines
• Strong attention to detail and commitment to accuracy
• Excellent written and verbal communication skills
• Ability to work independently while collaborating effectively with cross-functional teams

Benefits

• Extended benefit offerings including medical/dental/vision, life insurance, short- and long-term disability, 401K with company match, parental leave
• Paid holidays and paid time off
• Discount on home mortgage refinances or purchase

Company Overview