Underwriter
Auto-Owners Insurance is a top-rated insurance carrier seeking a motivated underwriting trainee to join their team. The role involves performing and applying insurance coverage rules and guidelines to execute the underwriting decision-making process and requires completion of the Company’s underwriter training program.
Responsibilities
- Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
- Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
- Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
- Analyze loss experience, financial conditions and physical characteristics of risks
- Acquire a working knowledge of supporting sections of the underwriting department
- Effectively communicate with independent agents and other associates through verbal and/or written means
- Participate in and successfully complete the Company underwriter training program
Skills
- Bachelor's degree or direct equivalent experience with property/casualty underwriting
- Ability to organize data, multi-task and make decisions independently
- Above average communication skills (written and verbal)
- Ability to write reports and compose correspondence
- Ability to resolve complex issues
- Continually develop product knowledge through participation in approved educational programs
- Ability to work in the U.S. without current or future sponsorship
Benefits
- Merit-based work-from-home program based on job responsibilities
- After initial training in-person, this specific role could have the flexibility to work from home up to 3 number of days per week
- Friendly work environment
- Structured training program
- Employee mentoring
- An excellent benefits package
- Matched 401(k)
- Fully-funded pension plan (once vested)
- Medical, prescription, dental and vision insurance
- Associate, spouse and child life insurance
- Supplemental sick pay
- Long term disability
- Health care flexible spending accounts and dependent care flexible spending accounts
- Generous paid time off including holidays, vacation days, personal time, sick leave and parental leave
- Adoption assistance
- Discounts on personal insurance
- Education matching gift program
- A student loan assistance program
- Gym membership and fitness class reimbursement program
- Benefit dollars used to purchase certain benefits
- Several bonus opportunities
Company Overview