Indirect Auto Loan Underwriter
A rapidly growing lending services group is hiring multiple FULLY REMOTE Auto Loan Underwriters/Leasing Specialists to support its expanding nationwide auto lending portfolio. This role is ideal for experienced underwriters who thrive in fast-paced, high-volume environments and are looking to join a collaborative, high-performance remote team. This is a contract-to-hire opportunity with flexibility, strong leadership, and long-term growth into senior or supervisory roles. Compensation & Perks:
- Hourly pay: $25–$29/hour
- 100% remote
- Equipment provided (laptop, dual monitors)
- Shift: Thursday - Monday, 12:00 PM – 9:00 PM MST - FULLY REMOTE
- Strong promotion-from-within culture with advancement opportunities
- Competitive benefits offered upon conversion (401k with 8% match, tuition reimbursement, PTO, holiday and cultural celebrations, and more)
- Must reside in: Colorado, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, or Hawaii
What You’ll Do:
- Underwrite auto loans and leases for 100+ credit union clients nationwide
- Communicate with dealers and credit union partners to negotiate loan terms
- Render decisions based on guidelines, including DTI, LTV, PTI, credit reports, dealer risk, and other criteria
- Apply decisions across multiple origination systems and document rationale
- Follow up on approvals and assist with funding to maximize conversion
- Monitor dealer productivity and support the improvement of look-to-book ratios
- Partner with fraud and compliance teams during loan review and approvals
- Participate in internal process improvement and software testing projects
- Collaborate with a team of 40+ underwriters and supervisors across the country
- Uphold underwriting SLAs and deliver timely, accurate decisions in a dynamic environment
Who We’re Looking For:
- 3+ years of underwriting or credit analysis experience in indirect auto lending REQUIRED
- Experience with indirect auto, direct auto, or even consumer lending experience. - REQUIRED
- Familiarity with credit union clients or financial institutions (preferred)
- Prior experience with systems like L360, MeridianLink, or Ideal (HIGHLY preferred)
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