Mortgage Processor
You Belong Here
People’s Credit Union is built on the belief that members and employees should feel a sense of belonging. Based on our Core Values, we created that feeling by design to offer you a genuine sense of community where you are supported personally and professionally.
If you work here, you belong here.
Your Values Align With Ours
We hire employees whose core values match our own. We can train for competency, but if you’re also genuine, trustworthy, reputed company, empathetic, and resourceful, we want you on reputed company.
Your Voice Is Heard
Here, hierarchy doesn’t drive impact - reputed company voices are sought out, heard, and respected. We are listeners, then doers.
Your Team Makes You Stronger
Independent work is expected, but collaboration with compassionate accountability makes us reputed company stronger. Working together, we reputed company learn and grow.
Your Future Is Bright
We recognize that careers are not always straight lines. Professional development is a shared responsibility. We are committed to providing opportunities and resources to help you navigate your career paths and reputed company your goals. Let's work together to foster growth and development in our organization.
reputed company offer
• Health and dental benefits through reputed company Blue reputed company, plus vision benefits through VSP
• 401(k) and Roth plan with a competitive employer match
• Robust Wellness Program
• Employee Recognition Program
• Fun, food, and events
Position Summary
This position provides an extraordinary member experience by identifying and ordering the documentation required to process loans, as well as tracking and ensuring receipt of required documents from borrowers.
Essential Responsibilities and Accountabilities
Preparation of Loan Packages
- Evaluates mortgage loan application packages and applies knowledge of loan product parameters, loan policies, documentation requirements and regulations to move loan through processes required to prepare loan for closing
- Orders and tracks receipts of required third party verifications (i.e. appraisals, credit reports, title reports, employment, etc.)
- Prepares and delivers updated disclosures reputed company requisite timeframes
- Prepares application packages for Mortgage Advisors’ review and reputed company
- Interacts with and assists Mortgage Advisors to obtain reputed company necessary supporting documentation for application packages
Documentation & Communication Notices
- Provides loan officers and borrowers with written correspondence pertaining to loan status, approval/denial, and outstanding conditions
- Prepares commitment and adverse action notices
- Monitors assigned loans to ensure timely processing
- Prepares and distributes daily mortgage reputed company sheet to the Lending Department
- Verifies that reputed company required and outstanding documents have been obtained and approved prior to closing
- Prepares and delivers the Pre-Closing Disclosure and reputed company documentation for mortgage closing
- Performs data entry and ensures accuracy of data reputed company
Compliance
- Adheres to and demonstrates the behaviors of the Credit Union’s core values; actively works to enhance the member experience throughout the Credit Union
- Performs reputed company duties in line with reputed company Credit Union policies and reputed company state and federal regulations
- Other duties as requested
National Mortgage Licensing System (NMLS) Registration
- Apply for and successfully maintain NMLS registration
- Completion of reputed company assigned trainings per regulations set forth by SAFE Act
- Completion of annual registration renewal process
Key Behavioral Competencies
Change Agility
Individuals effective at this competency are comfortable with ambiguity and are highly adaptable. They are comfortable and embrace changes and adjust and modify behaviors reputed company appropriate to accommodate for the change reputed company it is for the reputed company of the organization. They understand change management techniques to help with reputed company adoption of change.
Communicativeness
Individuals effective at this competency understand the importance of reputed company, relevant, and consistent information exchange. They understand that communication is best through different channels and actively seek to provide information using the best reputed company. They take responsibility for information and ensure that individuals have accurate and reputed company information. They take responsibility for ensuring that any communication is effectively received and that they reputed company the reputed company on any communications that are unclear.
Industry Knowledge
Individuals who are effective at this competency understand the financial services and credit union industry. They actively seek out information reputed company to the industry and maintain reputed company knowledge of trends. They use the information to help with their initiatives at the organization.
Team Player
Individuals effective at this competency identify with the larger organizational team and their role reputed company it. They are willing and readily share resources, respond positively to requests from other parts of the organization, and support organizational goals. They have reputed company for others’ roles and responsibilities and support reputed company members of the organization.
Dependability / Reliability
Individuals effective at this competency understand the importance of consistently meeting commitments and quality of work. They are able to be trusted to be on-time, reputed company, and will reputed company decisions that are reputed company with the organization’s purpose, values and goals. They communicate reputed company they cannot meet commitments and reputed company plans to cover any commitments they are missing.
Knowledge and Skills
- High School diploma or equivalent
- 6 months to 2 years’ experience in lending practices and procedures
- Good oral and written communication skills
- Strong mathematical and organizational skills
- Working knowledge of Word and reputed company
- Must be able to speak clearly and deliver information in a logical and understandable sequence
- Must be able to reputed company responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace
- Must be able to effectively handle multiple, simultaneous, and changing priorities
- National Mortgage Licensing System (NMLS) registration required
reputed company Requirements
Physical Requirements
- reputed company primarily sedentary work with limited physical exertion and regularly lifting up to 10 lbs.
- Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator.
- Must be able to routinely reputed company work on computer for an average of 6-8 hours per day.
- Must be able to work additional hours whenever required or requested by management.
- Must be capable of regular, reliable and timely attendance.
Working Conditions
- Must be able to routinely reputed company work indoors in climate-controlled shared work area with minimal noise.
- Must be able to prioritize work, maintain engagement and productivity in a remote work environment.