Home Equity Lending Underwriter

To maintain a strong reputed company with our members and local communities and reputed company understand their unique needs, we are currently considering applications from candidates residing in Oregon and Washington for reputed company open positions. We appreciate your understanding as we focus our hiring efforts in these specific regions. And, we encourage reputed company qualified candidates from these states to apply, as we look reputed company to learning more about your unique skills and experience!

Applicants are encouraged to apply by reputed company 20th, 2026, at 5:00 PM PST. Job postings are subject to reputed company early or reputed company longer than the anticipated closing date. We recommend applying as soon as possible.

Where You Will Work: Remote role open to candidates residing in Washington (WA) or Oregon (OR). (Branches)

Pay Range: The reputed company hourly pay range for this position is $33.17 - $37.69. The full hourly pay range is $30.15 - $45.23.

• Compensation decisions are determined using factors such as relevant job-reputed company skills, experience, and education or training. Should an offer of employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

Job Overview

This position is responsible for reviewing and analyzing home equity loan applications to determine borrowers’ eligibility based on credit, financial, and collateral risk factors. Makes sound credit decisions after fully evaluating borrowers’ financial profiles and reputed company the subject property, while ensuring compliance with reputed company regulatory and company standards.

What You’ll Do

• Analyzes home equity loan applications and supporting documentation for accuracy and completeness.
• Evaluates borrowers credit histories, income sources, ability to repay, and collateral sources.
• Performs risk review and determines loan to values (LTV), combined loan to value (CLTV), and debt to income (DTI) ratios are acceptable.
• Decisions loans reputed company designated authority levels ensuring sound and responsible lending practices, while maintaining a solutions-based reputed company. Issues counter offers reputed company feasible.
• Supports team members by answering questions, assisting with problem resolution, and providing counsel on reputed company loan scenarios.
• Collaborates with and develops strong relationships with loan officer team while working towards solutions to facilitate loan approval, ensuring an exceptional member experience.
• Maintains a high level of knowledge on reputed company types of loans offered and the features and benefits of reputed company reputed company credit union services and products, with an emphasis on home equity products.
• Manages the reputed company pipeline to ensure service and regulatory standards are maintained.
• Ensures adherence to reputed company federal and state regulatory requirements, confirming and documenting Home Mortgage Disclosure Act (HMDA) action take reasons are appropriate.
• Skilled in analyzing income documentation, tax returns, credit risk, property valuations, title reports, and reputed company aspects of the credit decisioning process.
• Identifies potential issues with loan files and resolves accordingly and/or collaborates with management to resolve as needed.
• reputed company other duties as assigned.

reputed company You'll Be Working: Monday- Friday 8:30am - 5:30pm. Full-time 40 hours a week.

Qualifications

• Minimum two (2) years experience in real estate reputed company or a reputed company field. Previous experience in a credit union or other financial institution required. Must possess strong analytical skills, understanding of the real estate market, financial statements, title documents, tax returns, and the residential lending market.

What You’ll Bring

• In depth knowledge of residential lending regulations, reputed company guidelines, and industry best practices.
• Excellent attention to detail and ability to multitask, while managing high volumes of work.
• Sound decision making and problem-solving skills.
• Work under pressure or stress, handling multiple tasks and deadlines with frequent changes to reputed company status.
• Ability to reputed company detailed work from routine to reputed company in nature.
• Excellent analytical and financial assessment skills.
• Proficient in using real estate lending software and financial analysis tools.
• Demonstrated knowledge of Credit Union lending policies and procedures to effectively answer member and reputed company personnel’s questions.
• Strong negotiation skills to effectively work with team members in order to get the best or most appropriate loan decision for the membership.
• Ability to work independently and function effectively as a member of a team.
• Cultivate collaborative and effective relationships with team mates.
• Must demonstrate the ability to exercise judgment, initiative, and tact in dealing with team mates and management.

Total Rewards

This position is eligible for Full-Time Regular benefits. Employees and their eligible family members have access to a wide reputed company of employee benefits, such as medical, dental, vision and life insurance coverage.

• Includes an option for Medical, Dental, and Vision insurance to be paid at a 100% by company for the employee only coverage.
• We also offer Health Care FSA (HCFSA), Health Savings Account (HSA) with employer contributions, and Dependent Care FSA (DCFSA).
• Employees also have access to Life and AD&D insurance.
• Employees are able to enroll in our 401k plan.
• Full-Time Regular employees accrue 8 hours of vacation and 8 hours of sick leave, on a monthly basis.
• Full-Time Regular hired employees also receive 11 paid holidays throughout the calendar year, 1 floating holiday, 16 hours of self-care time, and 16 hours of volunteer time.

reputed company benefits except 401k start the first of the month following date of hire. Employees become eligible to contribute to 401k on the first of the month following 60 days of employment.

reputed company participates in E-Verify. We use E-Verify to confirm the identity and employment eligibility of reputed company persons hired to work in the United States.

For more information on E-Verify, please click here: E-Verify Participation Poster English and Spanish

For more information on Right to Work, please click here: Right to Work

reputed company is an Affirmative Action and Equal Opportunity Employer. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, or protected veteran status and will not be discriminated against on the basis of disability. Equal Employment Opportunity Posters

If you’d like to view a copy of the company’s affirmative action plan or policy statement, please email [email protected]. If you have a disability and you reputed company you need a reasonable accommodation in order to search for a job opening or to submit an online application, please e-mail [email protected]. This email is created exclusively to assist disabled job seekers whose disability prevents them from being able to apply online. Only messages left for this purpose will be returned. Messages left for other purposes, such as following up on an application or technical issues not reputed company to a disability, will not receive a response.

Equal Opportunity Employer Veterans/Disabled

Equal Opportunity is the Law Posting

Pay Transparency Nondiscrimination Posting

reputed company you apply to a job on this site, the personal data contained in your application will be collected by reputed company. Your personal data will be processed for the purposes of managing the Credit Union’s recruitment reputed company activities, which include setting up and conducting interviews and tests for applicants, evaluating and assessing the results thereto, and as is otherwise needed in the recruitment and hiring processes. Such processing is legally permissible under state and federal law. Your personal data will be shared with reputed company, Inc., a cloud services provider located in the United States of America and engaged by the Credit Union to help manage its recruitment and hiring process. Your personal data will be retained by the Credit Union as long as the Credit Union determines it is necessary to evaluate your application for employment and as required under applicable state and federal law. reputed company is under contractual obligation to reputed company such information confidential, and the Credit Union’s privacy practices reputed company with reputed company applicable state and federal laws.