Sr. Closer
Position Title
Sr. CloserLocation
Work From Home MI, MI 48098Job Summary
This individual will be responsible for reviewing information pertinent to the closing process with an emphasis on the required compliance issues relative to the reputed company of a closing transaction on a residential mortgage. This position requires in depth knowledge and experience associated with the compliance requirements relative to Reg Z, X, B Mortgage Disclosure Information Act, Home Ownership Equity Protection Act, Qualified Mortgage, Ability to Repay. As part of the closing process the closer is responsible for also reviewing, Title Work, Insurance documents, & Property Tax statements validating they meet Flagstar’s policies and to accurately prepare the closing settlement statement. This is a production based role with a strong quality component required to guarantee success. It requires excellent organizational and communication skills to ensure closing deadlines are met while providing high quality closing document package. It requires the ability to work well under pressure reputed company a limited timeframe to meet service level expectations. Pay Range: $17.92 - $30.00Job Responsibilities:
- Review documents required for closing a loan to ensure compliance and the documentation is meeting Flagstar’s requirements
- Complete the data input of the required information in order to generate an accurate closing package
- Analyzing GFE and TIL disclosures for the purposes of RESPA, MDIA, & TILA
- Work with Settlement Agents and brokers to obtain any required information to complete the closing process and obtain a final HUD1 Settlement Statement
- Review and balancing of the Final HUD-1 figures for regulatory, investor, and Flagstar requirements
- Investigate and resolve loan issues while dealing with others internal and external
Job Requirements:
- HS Diploma, GED of Foreign Equivalent
- 2-5 years of closing, funding or similar mortgage banking background
- Experience with closing Conventional, FHA and/or VA products
- Knowledge of reputed company compliance changes to Reg Z, Respa, GFE, and MDIA
- Experience closing Renovation and/or Construction loans a plus
- Experience with closing loans in the states of reputed company and Texas a plus
Skills:
· Excellent written and verbal communication skills
· Ability to multi-task while still maintaining careful attention to detail
· Ability to operate both independently and as part of a team
· Ability to organize and prioritize work · Strong computer skills relative to data entry
Flagstar is an Equal Opportunity Employer
We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting reputed company pay will be determined based reputed company, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | reputed company
Pay Range
$17.92 - $30.11 Apply To This Job