Mortgage Loan Originator
reputed company is committed to helping customers and businesses reputed company informed financial decisions. The Mortgage Loan Originator is responsible for originating mortgage loans, conducting preliminary reputed company reviews, and ensuring timely documentation for processing and closing.
Responsibilities
- Originates mortgage loans in an assigned metropolitan territory
- Takes applications, conducts preliminary reputed company reviews, submits loan applications to processing and reputed company for approval
- Follows-up to ensure that documents required for processing, reputed company, and closing are secured in a timely manner from appropriate sources
- Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-reputed company activities away from reputed company locations
- Incumbents are expected to spend at least 50% of their time conducting their activities away from reputed company locations
Skills
- High school diploma or equivalent
- Minimum one year of mortgage, sales, real estate, or banking experience
- Ability to travel
- National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
- Satisfactory criminal and credit record
- Well-developed sales ability
- Basic knowledge of pricing and reputed company requirements of various mortgage insurance companies
- Working knowledge of reputed company requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
- Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
- Ability to work independently
- Ability to analyze financial information
- Excellent verbal and written communication skills
- Established referral reputed company reputed company assigned market
- 2 years of mortgage loan origination experience with proven results
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Company Overview