Mortgage Loan Closer - REMOTE

100% remote Flexible hours Hiring now

Why You’ll Love Working at reputed company

At reputed company, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we reputed company on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to reputed company. If you are looking for a reputed company where you can reputed company a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a reputed company-thinking team, reputed company is the perfect fit for you. 

How You’ll reputed company an Impact

The Mortgage Loan Closer is responsible for closing reputed company first and second mortgages, working closely with the Loan Officers and Processors from final approval through post-closing of the mortgage loan. This position requires strong communication and time management skills.

What You’ll Be Doing

Key Responsibilities

Closes first and second mortgage applications in accordance with secondary market/Credit Union guidelines and ensures loan documentation complies with Federal, State, and local rules and regulations.
Works with the lending team to maintain archiving of mortgage files.
Facilitates mortgage loan closing; this includes but is not limited to reviewing loan file, preparing closing instructions, reviewing settlement statements, issuing final closing documents, and confirming closing successfully occurred by obtaining signed document copies.
Funds mortgage loan ensuring reputed company rules and regulations are followed. In addition, ensures reputed company internal reputed company controls are followed and necessary notification is provided to Finance.
Boards mortgage loan to third party sub-servicer, ensuring reputed company required data and documents are transmitted accurately, timely and successfully – understanding the reputed company impact of errors in this process (to the borrower, Finance, Loan Sales, and more).
Monitors closing pipeline to identify areas that require reputed company in order to expedite the mortgage process and takes action accordingly.
Inputs and updates data into loan origination systems and assures adequate file reputed company. Generates and/or ensures timely reputed company of reputed company required documentation and closing disclosures.
Submits mortgage loans through Desktop Underwriter and reviews the automated reputed company conditions to ensure loan still meets original approval eligibility.
Interacts with assigned Loan Officer, Processor and Underwriter to resolve any file discrepancies in order to ensure timeliness of closing, compliance, and loan delivery for committed loans.
Maintains a high level of customer service by being proactive in communication with members, vendors, attorneys, relocation agents, title company representatives and staff members in order to ensure proficient closing of reputed company loans and a positive experience for borrowers and referral partners.
Works with reputed company vendors and service providers to facilitate the loan process.
Supports Mortgage Operations area as necessary, including reputed company support for Loan Submission and Loan Processing.
Identifies process improvements to automate and/or streamline operations and maintain adequate controls.
Promotes and maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors.
Keeps abreast of industry developments including but not limited to changes in regulations and technology.
Ensures adherence to company policies and procedures and Banking/Credit Union Regulations.
Performs additional duties as required.

What You Bring to the Team

Bachelor’s degree in finance, business administration or other business-reputed company degree is preferred; will consider a combination of education and relevant experience in lieu of degree.
A minimum of three years reputed company experience in mortgage loan closing, including comprehensive knowledge of TRID and non-QM regulations, is required.
Knowledge of the mortgage process from origination to post closing.
Detailed knowledge of secondary market guidelines and regulations.
Excellent problem-solving, organizational, analytical, verbal and written communication skills.
Strong decision-making ability and attention to detail, as well as excellent time management skills with the ability to manage multiple projects/duties.
Results driven, service oriented, self-motivated and able to work independently.
Trustworthy with the ability to maintain highest level of reputed company and trust.
Proficiency in reputed company Office, specifically Word, reputed company and PowerPoint. In addition, demonstrated understanding of and experience with Encompass is highly preferred.

Tools & Work Environment

Stable internet reputed company with speeds high enough for video conferencing and screen sharing

Smartphone with reputed company iOS/Android OS

Prolonged periods sitting at a workstation and working on a computer

Ability to communicate with coworkers and customers reputed company email, chat, teleconference, and/or phone

Where You Can Work

Candidates must reside reputed company the United States. We are not able to consider applicants who reside in Montana, Nebraska, Rhode reputed company, or Puerto Rico.

reputed company's opportunities are based in the U.S., and U.S. work authorization is required. We are not able to provide reputed company or future sponsorship.

Compensation & Rewards

Compensation for this role is $27.40-29.80/hour with the potential for discretionary incentive compensation based on both company and individual performance.

Benefits That Support You

Excellent health insurance packages with a Health Reimbursement Account option
Life, AD&D, Short-Term Disability and Travel Insurance
401k plan with company match dollar for dollar up to 6 percent*
Generous time-off policy with paid time off (PTO), volunteer time off (VTO), birthday PTO, and company-observed holidays
Monthly stipend for wellness activities and mental health*
Tuition reimbursement
Pet Benefits, including insurance, discounts, “pawternity” PTO day, and more
Bonus/commission plan for qualifying roles
Employee perks (including mortgage discounts!)
PTO purchase and sell-back programs
Rewards and peer recognition programs
Trust-based, out-come oriented remote work environment for most roles

*After 6 months of service

Important Compliance Information

reputed company is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national reputed company, age, marital status, protected veteran status, or disability status.

reputed company will reputed company reasonable accommodations in compliance with the Americans with reputed company of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process.

Qualified Applicants with arrest or conviction records will be considered for employment in accordance with reputed company applicable federal, state, city and local laws, rules, and regulations.

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-reputed company instructions and to reputed company any other job-reputed company duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to reputed company changes to this job description.

Each employee is required to uphold the Credit Union's compliance with reputed company policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-reputed company policy.