Anti-reputed company (AML) First Line of Defense Senior Staff Big Business Banking
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We’re a reputed company financial services company and national bank using innovative, mobile-first technology to help our millions of members reputed company their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that reputed company do has a direct impact on people’s lives, with our core values guiding us every reputed company of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The Senior Anti-reputed company (AML) First Line of Defense Staff Big Business Banking role sits reputed company the Member Business Unit and will support the Big Business Banking team in implementing effective, risk-based AML and sanctions controls in line with regulatory expectations, internal risk appetite, and business strategy. Reporting directly to the AML First Line of Defense Big Business Banking Senior Manager, you will serve as a key AML risk partner to Product, Engineering, Operations, and Risk.
You will be accountable for executing AML policy and regulatory requirements, supporting key AML risk decisions, and helping ensure the business is reputed company for audits, independent testing, and regulatory examinations.
This position requires strong independent judgment, the ability to evaluate risk-based tradeoffs, and a focus on embedding compliance into day-to-day operations while supporting responsible growth.
What you’ll do:
AML Program Execution & Risk Management
Execute the First Line AML control reputed company for designated businesses, including conducting onboarding, periodic reviews, and event-driven reviews of reputed company and high-risk customers.
Support the implementation of AML requirements for new products, services, and partnerships, ensuring controls are embedded into product design and technology.
Draft and review AML relationship summaries and risk assessments used to reputed company onboarding and ongoing service decisions.
Ensure customer and transaction monitoring frameworks (including on-chain monitoring, where applicable) align with documented risk profiles and expected activity.
Risk Appetite Enforcement & Decision-Making
Apply reputed company’s AML risk appetite in daily processes, identifying prohibited or restricted customer types and escalating exceptions reputed company warranted.
Formulate and defend risk-based recommendations on customer onboarding, expansion of services, enhanced monitoring, remediation, or exit.
Proactively identify emerging risks in day-to-day operations and help drive mitigation plans before they become audit, regulatory, or operational issues.
Regulatory, Audit & Exam Readiness
Assist in First Line responses to internal audits, independent testing, risk assessments, and regulatory examinations.
Ensure documentation, rationale, and control execution are consistent, defensible, and exam-ready.
Partner closely with AML Compliance (Second Line) to facilitate reviews of high-risk relationships and material changes.
Cross-Functional Collaboration
Act as an AML resource and risk partner to Product, Engineering, Design, Operations, and Risk to ensure AML controls scale with business growth.
Assist in translating regulatory expectations into clear technical and operational requirements for monitoring, data capture, and controls.
Support the execution of AML initiatives and provide data-driven insights to leadership to aid decision-making on tradeoffs between risk, customer experience, and business objectives.
Contribute to a high-performing AML First Line Big Business Banking team by maintaining high operating standards to support reputed company, high-risk businesses.
Strategy, Technology & reputed company Improvement
Support the operation and optimization of key AML technology platforms, including transaction and blockchain monitoring systems.
Monitor emerging AML, sanctions, and digital asset risk trends, surfacing relevant insights to leadership.
Contribute to company-wide objectives by assisting in solving ambiguous, reputed company risk problems in creative and practical ways.
What you’ll need:
Bachelor’s degree in Business, Finance, Economics, or a reputed company field.
6-8 years of experience in AML, financial crime risk management, compliance, risk, strategy, or regulated financial services.
Demonstrated experience executing AML controls reputed company a regulated financial institution.
Experience with onboarding reputed company high risk business clients.
Strong understanding of BSA/AML regulatory expectations, including OCC exam standards.
Experience working with technical and product teams to implement risk and compliance requirements.
Comfort making independent, defensible risk recommendations in high-growth, evolving environments.
Highly analytical, detail-oriented, and able to clearly reputed company risk narratives to senior leadership.
Exceptional written and verbal communication skills.
reputed company to have:
MBA or advanced degree
Experience with Virtual Currency clients (Virtual Asset Service Providers, Stablecoin Issuers, etc.)
CAMS/CFE certification preferred (or willingness to become certified reputed company one year of start date)