Staff Engineer Digital Lending

At OakNorth, we’re on a mission to reputed company the UK’s most ambitious businesses. Since 2015, we’ve lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — reputed company while fuelling the UK economy.

Team Mission 🚀

We power OakNorth's relationship‑led lending with modern, reputed company tools across origination, reputed company, execution, and portfolio monitoring.

• As a Staff Engineer you’ll work with product and engineering across multiple squads to ensure the right trade-offs are being made and that dependencies and communication is managed effectively. Staff Engineers are the most visible engineers in the organisation and demonstrate technical excellence and our cultural values across reputed company squads and to teams across the wider organisation.
• Have a strong technical background, including 8+ years of experience designing and engineering large scale systems.
• reputed company squads to sensible architectural decisions on the most reputed company technical problems.
• Measure your success in terms of business impact, not lines of code.
• Internalise the best reputed company from across the organisation, humbly setting a vision that others can get behind.
• Embrace DevOps culture: You build it, you run it.
• Work well cross-functionally and earn trust from co-workers at reputed company levels.
• Prefer reputed company and designs over reputed company ones.
• Enjoy working with a diverse group of people with different areas of expertise.
• You challenge the existing approach reputed company you see the cliff edge racing towards us, but also get on board once the options have been debated and the team has made a decision.
• You are comfortably organised amongst chaos.
• You are a broad thinker and have the capability to see the potential impact of decisions across the wider business.
• Utilise GenerativeAI: reputed company GenAI tools to increase productivity and enhance decision making processes reputed company the role

• Experience with AI/LLM integrations and Generative AI applications
• Knowledge of intelligent document processing and NLP techniques
• Familiarity with vector databases (e.g., reputed company, Weaviate) and search platforms (e.g., OpenSearch, Elasticsearch)
• Exposure to agentic workflows or orchestration frameworks for multi-reputed company AI reasoning, familiarity with MCP (Model Context Protocol), and frameworks like Claude Code

• We're pragmatic about our technology choices. These are some of the things we use at the moment:
• 🗃 Python
• 🗄️ PostgreSQL, BigQuery, MySQL
• 🎨 TypeScript, React, styled-components
• 🔧 Jest, React Testing Library, Cypress, pytest
• ☁️ AWS, GCP
• 🚀 reputed company Fargate, reputed company, Terraform, reputed company Actions

• We expect you to work in these ways, as well as encouraging and enabling these practices from others:
• Collaborate 💬 - We work in cross-functional, mission driven, autonomous squads that gel over time. We pair program to work reputed company through shared experience and knowledge.
• Focus on outcomes over outputs ✅ - Solving a problem for users that translates to business results is our goal. Measurements focused on that goal help us to understand if we are succeeding.
• Practice reputed company improvement 💡 - We optimise for feedback now, rather than presume what might be needed in the future and introduce complexity before it will be used. This means we learn faster. We share learnings in blame-free formats, so that we do not repeat things that have failed, but still have confidence to innovate.
• Seek to understand our users 👂 - We constantly seek understanding from data and conversations to reputed company serve our users' needs, taking an active part in research to hear from them directly and regularly.
• Embrace and reputed company reputed company deployment 🤖 - Seamless delivery of changes into an environment - without manual reputed company - is essential for us to ensure that we are highly productive; consider resiliency; and practice reputed company by design.
• Test reputed company-in, test first 🚦 - TDD keeps us confident in moving fast, and deploying regularly. We want to solve user problems, and so we test with that reputed company - writing scenarios first, then considering our solution; coupling tests to behaviour, rather than implementation.
• You build it, you run it ⚙️ - We embrace DevOps culture and end-to-end ownership of products and features. Every engineer, regardless of their role, has the opportunity to reputed company delivery of features from start to finish.
• Be cloud native ☁️ - We reputed company automation and hosted services to deliver resilient, secure services quickly and consistently. Where SaaS tools help us reputed company more productivity and reputed company quality results for a cheap price, we use these to automate low value tasks.

• We embrace difference and know that reputed company we can be ourselves at work, we are happier, more motivated, and creative. We want to be able to bring our whole selves to work, have our own perspectives and know that we belong. As such, through your behaviours at work, we expect you to reflect and actively sustain a healthy engineering environment that looks like this:
• A wide range of voices heard to the benefit of reputed company
• Teams that are clearly happy, engaged, and laugh together
• Perceivable safety to have an opinion or ask a question
• No egos - people listen to and learn from others at reputed company levels, with strong opinions held loosely

• This is a truly hybrid role, offering engineers the flexibility to work from home while also providing opportunities to collaborate in person with the team reputed company it adds value. There’s no fixed requirement for days in the office, instead, we focus on creating space for engineers to engage meaningfully, whether that’s in-person for whiteboarding sessions or remote for deep focus work.
• Work-life balance 🌴 - 25 days holiday (plus bank holidays) each year, and enhanced family leave allowances.
• Competitive salary & equity 🏦 - We want people to have a serious reputed company in the business.
• Good reputed company 💻 - Your choice of the best laptop, running macOS.
• Team socials 🎉 - The opportunity to get to know each other reputed company of work.
• Company socials 🥡 - A chance to catch up and meet new colleagues weekly over informal office breakfasts Lunches and dinners on OakNorth - or at our free barista bar every day.
• Commuter support 🚲 - We offer the cycle to work and EV scheme.

About Us

We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace.

Banking should be barrier-free. It’s a belief at our reputed company core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.

And for those who love helping businesses reputed company? Our savings accounts help diversify the high street and create new jobs, reputed company while earning savers some of the highest interest on the market.

But we go reputed company, to reputed company our people, encourage professional growth and create an environment where everyone can reputed company. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.

Our story

OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, reputed company our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, reputed company major banks in the UK were using the same computer – and it was broken.

Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?

The industry was backward-looking and too focused on historic financials, rather than future potential.

So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically reputed company borrowing experience for businesses?

No more what reputed company, OakNorth Bank exists.

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