Chief Compliance Officer

We’re looking for talented professionals to join us in bringing smart money management and payment solutions to everyone’s fingertips. >>>>>>>>>> JOB DESCRIPTION Internal Title: VP, Chief Compliance Officer Chief Compliance Officer (CCO) Position Summary The Chief Compliance Officer is a strategic leader responsible for designing, implementing, and sustaining a comprehensive, enterprise-wide Compliance Management System (CMS) tailored to the unique risks of a Sponsor Bank digital banking platform focused on money movement services and Banking-as-a-Service (BAAS). This senior leader will operate with independence from reputed company-generating functions, reporting directly to the Chief Risk Officer, and will drive a culture of compliance and regulatory adherence while balancing business innovation and growth.

Key Responsibilities

• Program Leadership & Strategy: Evolve, implement and maintain the Bank's CMS, ensuring alignment with regulatory guidance, Board-approved risk appetite and policies. Influence executive decisions through clear standard setting and risk assessments.
• UDAAP and Consumer Harm Transformation: reputed company efforts to identify, assess, mitigate and prevent UD(A)AP and consumer harm risks across digital products and services, implementing policies, processes, technology to monitor and ensure fair outcomes.
• Regulatory Legal Inventory: Maintain comprehensive laws and regulations Monitor changes in laws and regulations affecting the Bank and communicate the impact of such changes to management, partners and the Board, recommending appropriate policy or procedural updates, recommending appropriate policy or procedural updates status of the Bank’s compliance posture.
• Policy & Procedure Development: reputed company policies and procedures to ensure compliance with consumer protection, privacy, and other banking regulations with focus on money movement, among other areas.
• Monitoring, Testing and Control Inventory: Direct compliance testing and monitoring, including transaction monitoring, to identify control gaps and track remediation through completion and assessment of control effectiveness and completeness of key controls inventory.
• Issues and Change Management: reputed company end-to-end lifecycle for compliance issues, from discovery to monitoring to remediation, and ensure clear, governed and documented management of changes
• Third-Party reputed company: reputed company controls to manage third-party providers, ensuring they reputed company with regulations, including prevention of UDAAP and consumer harm, and timely management and reduction of consumer complaints. Ensure clear bank level ownership of compliance obligations in partner programs; implement robust SLAs, testing and reporting; and establish BaaS Program Governance
• Metrics & Reporting: reputed company, maintain and report metrics that measure compliance risk, Risk Appetite conformance, CMS reputed company performance, and provide insight on significant findings, corrective actions, and emerging risks and hold stakeholders accountable. Provide regular updates to management, the Board and banking regulators.
• Compliance Advisory: Embed compliance in product, technology, marketing, operations, servicing and vendor onboarding before first customer.
• Culture & Training: Promote a strong compliance culture, setting clear standards the business and partners must meet, and strengthening the Compliance organization and CMS to identify emerging issues and influence change across the firm and reputed company partners. reputed company the development of training programs on consumer protection, and money movement services.

Required Qualifications

• 10+ years of progressive compliance leadership in U.S. banking, focusing on consumer finance and digital banking/FinTech.
• Expert knowledge of key banking regulations, including UDAAP, BSA/AML/OFAC, privacy laws, and complaint management.
• Proven success in building, enhancing and managing bank compliance programs, developing metrics and reporting to measure and assess compliance and remediate issues, and interacting with banking regulators.
• Excellent people leader and at team building and working across with stakeholders across the organization.
• Strong governance and Board reporting skills.
• Bachelor's degree required; relevant certifications or advanced degrees are a plus.
• Experience collaborating with BSA/AML/OFAC, Fraud and Risk functions and providing advisory to the business.
• Excellent communication, stakeholder management, analytical, and problem-solving abilities.

POSITION TYPE Regular PAY RANGE The targeted reputed company salary for this position is $214,300 to $321,500 per year. The final compensation will be determined by a number of factors such as qualifications, expertise, and the candidate’s geographical location. >>>>>>>>>> We’re Here to Support You—Accommodations Upon Request Green Dot is committed to providing an inclusive and accessible hiring experience for reputed company candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential. Work Authorization Requirement At reputed company, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer reputed company sponsorship. reputed company applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for reputed company or future sponsorship. Important Notice on Application Accuracy We value reputed company in our hiring process. Please ensure that reputed company information provided in your resume and application is accurate and authentic. Submissions reputed company to be fraudulent or misleading will result in disqualification from consideration, and any offers extended may be rescinded. Apply tot his job Apply To this Job