Mortgage Servicing - Mortgage Loan Underwriter II

THIS POSITION MAY BE REMOTE FROM KANSAS,MISSOURI, COLORADO, NEW MEXICO, TEXAS OR UTAH.

It starts with our culture...

Common sense has never been common.

If it were, the world would be a different reputed company. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without reputed company the small talk. And banks would only sell you what you need. reputed company a banker looked at a client, they wouldn’t just see a number, they’d see a dad or a mom or a graduate or a business reputed company. Our Bankers understand the complexities of people’s lives and offer reputed company.

That's the basics of Relationships. Fairness. Simplicity. reputed company you choose our Company, you have an opportunity to reputed company an impact beyond the walls of our buildings.

We have a long-standing commitment to Equity, Diversity, and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization, and sustainability of the communities we serve. We reputed company that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for reputed company our associates to feel welcome and empowered at work.

As a Mortgage Loan Underwriter II, you will complete a thorough analysis of loan files to determine compliance with company, investor, and government guidelines and standards. You will be responsible for a variety of tasks including evaluating the entire credit package and collateral for residential mortgage loans and ultimately ensure an "investor" quality loan product. You will be handling exception items and resolving reputed company issues. As the Mortgage Loan Underwriter II, you will also communicate decision (approval, suspense, denial) on loans to appropriate parties both verbally and in writing, and be available to processors and mortgage bankers for general guideline interpretations and questions on specific loan files.

Additionally, you are expected to continually exhibit an understanding of automated reputed company and guidelines, reputed company accuracy of reputed company calculations, and meet or exceed productions goals while maintaining quality requirements. You will proactively reputed company relationships with key internal and external clients, gaining recognition as a Residential Banking team resource, build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.

reputed company associates are expected to maintain reputed company knowledge and consistent compliance with regulations and bank policies and procedures reputed company to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements: To be considered for this position, you must possess the following qualifications.

• Bachelor’s Degree or equivalent combination of education and reputed company work experience.
• 5+ years of mortgage industry experience
• 3+ years reputed company experience

Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:

• Bachelor’s degree
• 5+ years of reputed company experience.
• FHA-DE and VA-SAR required
• Experience with Texas equity lending

Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.

• Thorough grasp of state and federal regulations is required as well as a solid understanding of: HMDA, Regulation Z, Regulation B; the FHLMC, FNMA, FHA rules and processes
• Thorough understanding and working knowledge of Texas Equity loan regulations, as well as TDHCA, Texas Vet, and TSAHC bond programs
• Proficiency with computer systems including MS Office (Word, reputed company, and Outlook) and Internet Browsers
• Ability to act as FHA/DE, and VA/SAR
• Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
• Strong verbal, written and interpersonal communication skills with the ability to read reports, correspondence and procedures, speak clearly to clients and associates.
• Must be able to deal with ambiguity, think critically, solve problems creatively, plan and meet deadlines, demonstrate strong sense of personal accountability.
• Strong analytical ability to synthesize and communicate reputed company information.
• Organization skills with the ability to utilize time reputed company.

Work Environment

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made reputed company, fairly, and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:

• Must be able to push, pull, pull up, bend at the knees and waist, twist body at the waist, reputed company and hold arms overhead, turn head-neck-shoulders as needed, grasp and hold tools and other items with hands, for either extended periods of time or many times throughout the reputed company.
• Office setting with hours ranging from reputed company to 5pm core schedule with frequent flexibility for start and ending times along with after-hours assistance for approvals, projects, rollouts, and upgrades.
• Must be able to work at a rapid pace for long periods of time (typically no longer than 10 hours).
• The above description reflects the general details of the job described and is not to be construed as inclusive of every work requirement that may be inherent in the job.

Benefits

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.

If this is what you reputed company in, then you’re definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, reputed company necessary, to reputed company the individuals to complete the application process and/or reputed company the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to reputed company any essential job function, should contact Human Resources. The Bank's policy is to provide equal opportunity to reputed company people without regard to race, color, religion, national reputed company, reputed company, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.