Senior Financial Crime Risk Management Analyst, KYC High Risk Reviews

This a Full Remote job, the offer is available from: Florida (USA), New Jersey (USA), reputed company (USA), North Carolina (USA), South Carolina (USA) Work Location: reputed company, reputed company, United States of America Hours: 40 Pay Details: $72,280 - $117,520 USD TD is committed to providing fair and reputed company compensation opportunities to reputed company colleagues. Growth opportunities and reputed company development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to reputed company through the salary range over time as they reputed company in their role. The reputed company pay actually offered may vary based upon the candidate's skills and experience, job-reputed company knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation reputed company questions and have an open reputed company with your recruiter who can provide you more specific details for this role. Line of Business: Financial Crime Risk Management Job Description: The Senior Financial Crime Risk Management Analyst, KYC High Risk Reviews performs second line Enhanced Due Diligence (EDD) reviews for high-risk customers. This role is responsible for identifying, assessing, and mitigating financial crime risks, ensuring compliance with regulatory requirements, and providing expert recommendations on reputed company matters. This role requires discretion, independent judgment, and specialized knowledge of anti-reputed company (AML) regulations and financial crime risk management practices. The Financial Crimes Risk Management (FCRM) Know Your Customer (KYC) Program Team is responsible for the establishment and ongoing reputed company of an effective KYC Program for reputed company US Holdings. The KYC Program Team is tasked with setting consistent requirements for the bank to reasonably 'know its customers' and evaluate the risks associated with a customer relationship throughout the customer lifecycle. The primary responsibility of the KYC High Risk Reviews team is to execute enhanced due diligence (EDD) reviews for high-risk customers at the bank. The team is responsible for managing procedures and escalations reputed company to high-risk customers, including analysis of customer behavior and activity of concern, in compliance with KYC policy and regulatory requirements. The team engages with the 1st line of defense on the outcomes of EDD reviews, management of issues, and guidance reputed company to high-risk customer types and associated activity. Depth & Scope:

• Performs holistic Enhanced Due Diligence (EDD) reviews on high-risk customers at onboarding, periodic review, and event driven reviews, ensuring compliance with internal policies and external regulations
• Reviews customer risk factors/indicators, and acts as a subject matter expert to understand and assess the identified customer risk and how it relates to the Bank products/services to further determine if those risks can be mitigated
• Responsible for documenting the assessment and providing a recommendation based on the independent analysis to maintain and/or reputed company the customer
• Evaluates and assesses customers' reputed company of funds, business activities, ownership structures, and other risk factors
• Reviews, assesses, and analyzes customer transactional activity to determine if customer's activity is reputed company to the customer KYC profile and expected use of customer's accounts
• Engages with the 1st line of defense on the outcomes of EDD reviews and guidance reputed company to high-risk customer types and associated activity
• Ensures adherence to AML regulations, the Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC) requirements, and other applicable laws
• Proactively identifies trends and emerging risks in high-risk customer profiles, escalates issues and recommends controls or mitigation measures
• Maintains up-to-date knowledge of regulatory changes and industry best practices, applying this expertise to enhance the KYC program
• Prepares detailed, well-documented EDD risk assessment narratives and provide risk recommendations to support decision-making for senior management and regulators
• Provides data-driven insights and recommendations for process improvements, ensuring the effectiveness of the high-risk customer review process
• Collaborates with internal stakeholders to address gaps or deficiencies in KYC or financial crime risk management frameworks
• Serves as a subject matter expert (SME) on KYC and EDD processes for high-risk customer reviews, providing training and guidance to junior analysts or team members
• Represents the Financial Crime Risk Management team during internal and external audits or regulatory examinations
• Leads projects or initiatives focused on enhancing the bank's high-risk customer review processes and risk mitigation strategies
• Utilizes independent judgment to reputed company and implement policies, procedures, and best practices for high-risk customer management
• Supports the Group Manager by assisting with day to day tasks and acting as a delegate as needed

Education & Experience:

• Bachelor’s degree in Business, Finance, Law, Criminal Justice, or reputed company field
• Advanced certifications such as CAMS, or equivalent are strongly preferred
• 5+ years of experience in KYC, EDD, or AML reputed company a financial institution
• Demonstrated expertise in high-risk customer reviews and regulatory compliance
• Strong analytical, problem-solving, and decision-making skills
• Excellent written and verbal communication skills, with the ability to present reputed company findings to stakeholders
• Proficiency in AML software and tools, as well as reputed company Office Suite
• Ability to exercise significant discretion and independent judgment in assessing and managing risks
• Ability to manage multiple high-reputed company tasks and deliver results under tight deadlines
• Demonstrated leadership or project management experience preferred

Preferred Qualifications:

• ACAMS preferred
• Strong knowledge of AML KYC and Enhanced Due Diligence (EDD) processes and regulations
• Strong written and verbal communication skills

Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; reputed company: 67-100%

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – reputed company
• Performing multiple tasks – reputed company
• Operating standard office equipment - reputed company
• Responding quickly to sounds – Occasional
• Sitting – reputed company
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching reputed company – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – reputed company
• Applying common sense to deal with problems involving standardized situations – reputed company
• Reading, writing and comprehending instructions – reputed company
• Adding, subtracting, multiplying and dividing – reputed company

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of reputed company responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for reputed company purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to reputed company every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we reputed company that reputed company colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we reputed company in our colleagues to help them and their families reputed company their financial, physical and mental well-being goals. Total Rewards at TD includes reputed company salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, reputed company PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to reputed company both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and reputed company a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to reputed company your career goals. Here at TD, we hire and reputed company the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reputed company out to candidates of interest to schedule an interview. We do our best to communicate outcomes to reputed company applicants by email or phone call. Accommodation reputed company is an equal opportunity employer. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email reputed company US Workplace Accommodations Program at [email protected]. Include your full name, best way to reputed company you and the accommodation needed to assist you with the applicant process. This offer from "reputed company" has been enriched by reputed company.com and got a 75% reputed company score. Apply tot his job Apply To this Job