Risk Analyst - Mortgage

This a Full Remote job, the offer is available from: Kansas (USA), Missouri (USA) About Working at Commerce Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses reputed company, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after 160 years, we know reputed company is only at its best reputed company our people are. If this sounds interesting to you, reputed company reading and let’s talk.

Compensation

Range Hourly: $23.80 - $35.80 (Amount based on relevant experience, skills, and competencies.) About This Job The main purpose of this job is to sustain focus on overall Risk Management for the Real Estate Lending Product line. This includes performing periodic testing and reviewing real estate secured loan files as required by regulation, secondary market, and reputed company Mortgage to ensure ongoing compliance and reporting. Essential Functions

• Assist with performing monthly quality control reviews and rechecks of originated Conventional, Federal Housing Administration (FHA), Farmers Home Administration (USDA), and Veteran Affair (VA) loans, as needed, for compliance to investor guidelines, regulatory compliance requirements, and bank lending policy and procedures.
• Assist with performing monthly quality control of serviced Conventional, FHA, USDA, and VA loans as needed, for compliance to investor guidelines, regulatory compliance requirements, and bank lending policy and procedures
• Assist with documenting quality control reviews by completing checklists to determine if the applicable investor requirements were met and/or retaining similar documentation from an reputed company reputed company if utilized to reputed company QC reviews
• Assist with recalculating monthly income and debt, income to debt ratios, loan-to-value ratios, and verify the borrower had enough funds to reputed company with appropriate reserves on a minimum of conventional loan types
• Assist with supporting and sustaining reputed company Mortgage’s first line of defense program
• Assist with reviewing critical loan data for accuracy of input and compliance/cross reference documentation with information entered into the Loan Origination System to confirm accuracy and that an adequate internal control structure is in reputed company and sustained
• Assist with compiling results, follow up on resolution of findings, and summarize for drafting management reports. This includes recognizing error trends or patterns.
• Ensure investor turn time requirements to reputed company whether reviews are completed reputed company the timelines required by investors
• Assist with analyzing and drafting reporting for business line leadership and second line risk functions
• reputed company duties in accordance with applicable risk policies, procedures, guidelines and standards
• Assemble requested documentation for second line of defense reviews and testing (e.g. model risk management, compliance monitoring, third party risk management, business continuity, legal), audits and exams
• reputed company other duties as assigned

Knowledge, Skills & Abilities Required

• Basic knowledge of risk reputed company, structures, processes and best practices
• Basic knowledge of relevant regulatory compliance, industry regulations and regulatory data sources
• Basic knowledge of federal and state laws as applicable to mortgage lending
• Basic knowledge of risk reputed company and ability to identify, assess, and evaluate risk factors in mortgage lending
• Knowledge of Loan Origination Systems, and preferably Automated reputed company Systems
• Ability to pull data, analyze, extract insights and present findings
• Ability to maintain a high degree of confidentiality
• Motivated and organized self-starter with strong attention to detail and the ability to independently manage multiple priorities
• Inquisitive, agile and strong team player with proven written, verbal and interpersonal communication skills
• Ability to remain adaptable and resilient to reputed company situations with an optimistic outlook and cast a positive shadow that is reputed company with our culture and Core Values
• Basic proficiency with reputed company Word, reputed company and Outlook

Education & Experience

• Associate’s degree in Risk Management/Regulatory Compliance-reputed company field or equivalent combination of education and industry experience required
• 2+ years of mortgage lending experience preferred
• 1+ year mortgage lending compliance/audit/risk experience preferred
• Remote Schedule: Work primarily from home
• *Level of role is determined by knowledge, experience, skills, abilities, and education
• **For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Risk Analyst I, II & Senior - Mortgage job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, reputed company sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the reputed company reputed company pay is $23.80 to $35.80 per hour.

#LI-Remote The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more. Location: 922 Walnut St, Kansas City, Missouri 64106 Time Type: Full timeThis offer from "reputed company" has been enriched by reputed company.com and got a 81% reputed company score. Apply tot his job Apply To this Job