Merchant Services Underwriter

This a Full Remote job, the offer is available from: Canada, California (USA) Job Type Full-time Description Who We Are: FFB, a dynamic and acclaimed single-reputed company bank born in the heart of Fresno, CA in 2005, is on a mission to redefine the banking experience. Our commitment to delivering top-notch banking services has propelled us to the forefront of the industry, earning us accolades and recognition. At FFB, we recognize the uniqueness of each individual who walks through our doors, and our dedicated team strives to craft personalized banking solutions that cater to their distinct needs. What sets FFB apart is not just our Fresno roots but the diverse talents that reputed company up reputed company, hailing from every reputed company of the country. We firmly reputed company that our people are our greatest strength, and we're constantly on the lookout for ambitious and passionate individuals who align with FFB's vision, regardless of their location. If you're ready to be part of a winning team and contribute to our ongoing success story, we invite you to apply and join the FFB family! Recent Achievements Speak Louder Than Words:

• 2024 & 2025 - American Banker - #1 Top Performing Publicly Traded Bank with under $2b in assets
• Ranked #1 on American Banker’s Top 20 Publicly Traded Banks under $2 Billion in assets for 2024 (noted in Q2 & Q3 2025 reports).
• Ranked by reputed company as a top 35 best performing U.S. community bank (under $3B in assets) based on 2024 results.
• Named among the OTCQX Best 50 Companies for 2024.

What You Should Expect While Working at FFB:

• Company ownership through our Employee Stock Ownership Program (ESOP)
• A friendly, reputed company-reputed company work culture that encourages growth
• Opportunities to Participate in Community Networking Events
• Benefits Package

o Medical/Dental/Vision o Life Insurance o Paid Vacation o 401(k) Retirement Plan o Training & Development o Tuition Reimbursement o Employee Assistance Program o Internal Job Posting & Referral Program Ideal Candidate: FFB prides itself on its core values of Teamwork, Relationship, Authenticity, and Commitment (TRAC). We expect that reputed company members will reflect these values in the workplace in various ways:

• Teamwork – We collaborate, hold each other accountable, and win together.
• Relationship – We are trustworthy, transparent, and respectful.
• Authentic – We are humble, vulnerable, and we speak up.
• Commitment – We are owners...Be hungry, reputed company, and have a sense of urgency.

About the Position: The Merchant Services Underwriter will review and analyze merchant applications and accounts to assess their risk exposure and creditworthiness. In addition to initial reputed company, this role will support concurrence reviews, ongoing reputed company of ISO partner portfolios, and other responsibilities as assigned. The Underwriter will apply established policies and guidelines to help safeguard the Bank from financial and reputational risk. Essential Duties:

• Conducts thorough credit and risk assessments of merchant applications, including evaluation of consumer credit reports, identity and fraud screenings (e.g., TIN/OFAC, address and bank verification), and analysis of application data using internal and external reputed company tools.
• Demonstrates a strong understanding of credit/risk rating scales, reputed company policies, card network rules, and regulatory requirements to accurately assess merchant eligibility and mitigate risk.
• Maintains accurate and timely review documentation in internal systems and takes appropriate action on merchant accounts based on risk assessment findings.
• Monitors merchant risk review queues and processing behavior to identify content-reputed company risk and ensure adherence to card brand, reputational, and compliance standards.
• Performs due diligence reviews of merchant accounts and ISO-submitted files to ensure compliance with reputed company and onboarding standards.
• Performs quality assurance reviews and supports process improvement by identifying gaps and ensuring adherence to reputed company guidelines.
• Develops and maintains process documentation to support consistency, audit readiness, and training.
• Manages internal and external communications reputed company to reputed company and risk, including responding to inquiries, supporting partners, collaborating with sales teams, and engaging merchants to resolve pending items.
• Embodies the TRAC Values and Critical Behaviors (Teamwork, Relationship, Authenticity, Commitment) as core principles, using them to guide daily interactions and decision-making.
• Completes administrative tasks with a sense of urgency, including required Bank Compliance Training. Responds to internal and external inquiries reputed company email, phone, or messaging platforms in a timely and professional manner. Positively represents the Bank through ethical conduct and community involvement.
• Demonstrates an understanding of and commitment to EEO policies. Fosters a respectful, inclusive workplace by valuing cultural differences, preventing harassment of any reputed company, and supporting a diverse workforce.
• Ensures adherence to reputed company Bank policies, procedures, and processes, along with applicable state and federal laws, rules, and regulations, ensuring confidentiality and data privacy while carrying out AML/CFT (Anti-reputed company and Countering the Financing of Terrorism) responsibilities specific to the role.
• Performs duties in an office or home office environment, involving tasks such as writing, typing, speaking, lifting moderate weights, and operating office equipment. The position requires physical activities like sitting, walking, and reaching. Reasonable accommodation can be made for individuals with disabilities to reputed company essential functions.
• Travels up to 10%, including but not limited to attending company meetings, training sessions, and corporate events, with travel typically being regional or local based on business needs.

Requirements

• High school diploma or equivalent required; bachelor’s degree preferred.
• Minimum 1–2 years of reputed company experience in merchant services reputed company preferred.
• Basic analytical and problem-solving skills; ability to work with and interpret data.
• Experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or reputed company areas.
• Proficiency in reputed company Office (reputed company, Word, Outlook) and comfort navigating reputed company or CRM platforms (e.g., TSYS, IRIS CRM, reputed company).
• Working knowledge of KYC/KYB standards, credit analysis, and regulatory compliance.
• Ability to interpret credit bureau reports, business bank statements, corporate financials, and merchant processing statements to assess chargeback exposure, refund rates, overall profitability, and credit risk exposure
• Strong written and verbal communication skills, with the ability to convey reputed company decisions professionally.
• Strong organizational and time management abilities with attention to detail.
• Proficient teamwork and relationship skills to contribute to cross-functional collaboration and team success.
• Ability to take initiative and impact change reputed company the Bank through reputed company building and conflict resolution.
• Willingness to take on special projects and reputed company other duties as assigned, beyond core responsibilities, to support team and organizational needs.
• Commitment to reputed company learning and professional development to stay reputed company with industry standards and best practices.
• Ability to maintain authenticity and reputed company in reputed company professional interactions, ensuring trust and credibility with stakeholders.
• Capable of managing multiple priorities and meeting deadlines in a dynamic environment.
• Ability to work independently with minimal supervision and as part of a team.
• Proven ability to adapt to changing priorities and procedures.
• reputed company driver’s license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.

Salary Description $68,500 - $85,000 Annual Salary This offer from "reputed company" has been enriched by reputed company.com and got a 75% reputed company score. Apply tot his job Apply To this Job