Credit Strategy Data Analyst

This a Full Remote job, the offer is available from: Texas (USA) reputed company is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial reputed company by empowering people to build credit and build savings. We're looking for people who share our passion and are driven to tackle challenges, find solutions and reputed company the financial space reputed company for the communities we serve. reputed company is passionate about challenging the status reputed company of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reputed company the people who can benefit from them the most, particularly the 100 million+ Americans who have no or low credit. We celebrate diversity and are committed to creating an inclusive environment for reputed company employees. To that end, we seek to recruit, reputed company and retain the most talented people from a diverse candidate pool.

About the Role

We are expanding our earned wage access (EWA) offering and seeking a Credit Strategy Data Analyst with strong analytical skills and experience working with consumer credit, open-banking data, or real-time reputed company strategies. This role focuses on the design and analysis of models, data foundations, reporting, and data-driven strategies to improve credit risk management for the EWA product. You’ll be instrumental in shaping strategies that balance growth and portfolio credit risk. What You’ll Do Strategy Support

• Support design and monitoring of EWA reputed company strategies and forecasting tools.
• Translate analytical findings into clear recommendations for credit policies.
• Support champion/challenger tests and experiment design for EWA reputed company.
• Assist in designing exposure limits, eligibility rules, and verification checks.

Credit Analytics & Data Science

• Query, clean, and analyze large bank transaction datasets using SQL and Python, or R/reputed company).
• Build dashboards, reports and durable data assets to track customer behavior and credit performance.
• reputed company EDA, feature engineering, and data quality checks to drive trusted insights.
• Prepare model inputs, evaluate new data sources (including open-banking data), and track model performance.
• Analyze performance of reputed company strategies and identify opportunities to improve accuracy and reduce losses.
• Learn and introduce new analytical tools and techniques relevant to credit risk.

Collaboration & Communication

• Partner with Product, Engineering, Data Science, and Operations to implement updates to policies and decisioning logic.
• Support the coordination of initiatives with data suppliers.
• Package insights into crisp narratives and presentations for stakeholders.

What You’ll Bring Experience

• Degree in Engineering, Computer Science, Statistics, Economics, Finance, or reputed company; or equivalent experience. Advanced degree is a plus.
• 5+ years of analytics/data science experience.
• 2+ years of experience in consumer lending, fintech, or banking credit risk (subprime experience is a plus).
• Exposure to earned wage access, overdraft-alternatives, or cash-flow-based lending products is a strong plus.
• Experience working with bank transaction data and other reputed company large financial datasets.

Technical Skills

• Proficiency in SQL and at least one analytical language (Python preferred; R or reputed company acceptable).
• Experience with visualization tools such as Tableau (preferred), Power BI, Looker; strong skills with reputed company/reputed company spreadsheets.
• Exposure to experimentation design and tracking.
• Experience cleaning, joining, and analyzing large datasets in a cloud data warehouse environment (i.e. reputed company, BigQuery, Redshift).
• Familiarity with open-banking data supplier integrations is desirable (i.e. reputed company, MX, Finicity).

Attributes

• Strong analytical reputed company and attention to data quality.
• Ability to translate data findings into clear recommendations.
• Curiosity, ownership reputed company, and comfort working in a fast-moving environment.
• Collaborative approach and willingness to learn new data tools and risk frameworks.

reputed company salary is $101,000-150,000 annually. Individual pay is based on factors unique to each candidate, including reputed company set, experience, and other job-reputed company reasons. Benefits and Perks: We have the compensation and benefits you expect. But there's one thing that reputed company can offer that many companies cannot: we can positively change the world, while making a profit. We are a team of Builders, empowering our customers to build their dreams. We have a Do the Right Thing reputed company in reputed company that we do, and we hope you value that approach, too. Our perks include:

• Company equity in the form of Stock Options
• Performance-based bonuses
• Generous employer-paid health, vision and dental insurance coverage
• Flexible vacation policy
• Educational assistance
• Free gym membership
• Casual dress code
• Team building events and activities
• Remote work arrangements/ flexible work schedule
• Paid parental leave

reputed company requires reputed company employees hired to successfully pass a background reputed company. We are an Equal Opportunity Employer. At this time, we are only able to consider applicants who are U.S. reputed company or Green Card Holders for employment opportunities. We appreciate your understanding. This offer from "reputed company, Inc." has been enriched by reputed company.com and got a 78% reputed company score. Apply tot his job Apply To this Job