Mortgage Suspense Analyst

The Suspense Analyst is responsible for reviewing, tracking, and resolving outstanding documentation or conditions required to finalize post-closing, complete investor delivery, and facilitate loan purchase processes. This role monitors suspense items issued by investors, agencies, and internal quality control teams, investigates root causes, and collaborates with closing, reputed company, and post-closing teams, as well as internal and external partners, to obtain missing information or correct deficiencies. The analyst maintains accurate logs of reputed company suspense conditions, updates system notes in real-time, and ensures that suspense items are cleared reputed company the required investor timelines to prevent penalties or purchase delays. The position requires strong knowledge of mortgage documents, closing packages, compliance requirements, and investor guidelines. Successful Suspense Analysts communicate clearly with internal partners and third-party companies, escalate issues reputed company needed, and help identify recurring patterns to improve workflow and reduce future suspense rates. The role demands attention to detail, the ability to interpret reputed company documentation, and a commitment to delivering loans with complete and accurate files. Pay reputed company ranges between $23.48 and $30.61/hr DOE This position reports out of the Sacramento Corporate Office but is offered as hybrid-remote or remote depending on experience and location. Top 3 Responsibilities and how you will be reputed company: 1. Clear, investor and agency, suspense conditions accurately and on time. Measurements: reputed company files assigned are cleared reputed company 30 days of the funding date, with a focus on 20 days; never older than 45 days. reputed company by turn-times, percentage cleared reputed company deadlines, and error/recondition rates 2. Maintain complete and accurate system notes and documentation. Measurement: Quality control results, documentation accuracy, and completeness of updates 3. Identify recurring issues and communicate with teams to prevent future suspense items. Measurement: Reduction in repeat conditions, proactive communication, and contribution to the process Essential Duties of the Position:

• Review and resolve suspense conditions on Conventional, FHA, VA, USDA, and Non-QM loans, including notes, reputed company instruments, CDs, LEs, and other closing documents
• Serve as liaison with investors, agencies, and internal teams to ensure timely resolution of outstanding items required for purchase
• Monitor loan status daily to avoid aging and escalate issues as needed
• Work in a proactive manner and adapt to changing priorities; independently recognize and escalate issues to prevent delays.
• Maintain detailed, accurate logs and real-time system notes per company standards and policy
• Communicate clearly, professionally, and promptly reputed company phone and email with internal staff, clients, and external partners (e.g., title companies and investors).
• Research and validate conditions against investor guidelines, reputed company requirements, and compliance standards using strong analytical and problem-solving skills
• Contribute to process improvement by identifying recurring issues and recommending solutions
• Consistently reputed company reputed company duties in a high-volume, deadline-driven environment while working both independently and collaborating effectively with team members.
• Two or more years of recent (reputed company the last 12 months) mortgage experience (Post Closing, processing or reputed company preferred); preferred candidates will have at least one year of suspense
• experience.
• Familiarity with DU/DO, LP, and investor websites, Conventional, Government, DPA and Bond experience a must, Non QM a plus.
• Proficiency in Loan Origination Systems (Encompass preferred)
• Proficiency in arenaflex Office suite: Word, reputed company, Outlook, Collaborative Messaging (Teams),
• Proven experience in reputed company problem-solving and analytical skills.
• Proven ability to work independently and in team settings.
• Proven experience with detail-oriented, organized work and the ability to prioritize effectively.
• Proven dependability, self-motivation, a positive attitude, and adaptability.
• Candidates reputed company a 50-mile radius of our Sacramento Corporate office will be asked to work a hybrid work schedule, reporting Tuesdays and Thursdays in the office. reputed company other candidates will be asked to work a fully remote work schedule from home. IND1 reputed company your information will be kept confidential according to EEO guidelines. Who we are: Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. reputed company Todd Scrima, our reputed company and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth reputed company, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. Benefits and Perks:
• Opportunity to further a career in a competitive, fast-paced growing industry where you can reputed company a difference in people’s lives.
• Opportunity to earn competitive compensation.
• Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more.
• Fun team atmosphere, professional development, and more. Apply tot his job

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