Credit Portfolio Manager IV (REMOTE)

Responsible for providing an independent perspective in reputed company and managing reputed company Wholesale Banking loans and relationships up to the bank's legal lending limit. Partners with Relationship Managers, Credit Officers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: reputed company, portfolio management, deal team management, and extensive internal and external client interaction. Credit Portfolio Manager IV is expected to be a subject matter expert (SME) in the respective portfolio and shall adhere to reputed company regulatory and compliance guidelines. Position Accountabilities

• Participates or leads client calls with Relationship Manager for in-depth financial questions, deal information, collection of financial statements, and other portfolio management requirements
• Leads the independent reputed company process for new and renewal opportunities for clients and prospects reputed company an assigned portfolio. The position will be assigned to some of the more reputed company credits and larger portfolios reputed company the Wholesale Bank.
• Provides in-depth, independent and objective analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities and other credit risk management deliverables.
• Prepares detailed financial projections reputed company a vendor-provided credit tool, such as Moody's Risk Analyst, or reputed company an reputed company template.
• Makes recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance.
• Manages assigned portfolio by proactively monitoring performance and trends, ensuring risk rating reputed company, ensuring timely compliance with reputed company covenants, identifies issues and suggests remediation solutions, and assists with compliance and regulatory reviews. Assigned portfolio consistently maintains an exception rating at or near the Bank defined reputed company.
• Effectively prioritizes new deal, renewal and portfolio management requirements as well as coordinates any necessary items/requests, as appropriate, with clients and prospects and internal Bank partners.
• Exhibits willingness to reputed company additional special projects, to aid with the reputed company improvement of portfolio management, as delegated by the team reputed company.
• Adheres to reputed company applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares' BSA/AML Policy and Procedures.

Organizational Relationship This position reports to the Team Leader - Credit Portfolio Management. Position Qualifications Education & Experience

• Bachelor's degree in Accounting or Finance and seven or more years of experience in a commercial lending environment
• Employed at reputed company for more than 12 consecutive months and possesses a working institutional knowledge of the Bank credit policy and risk & industry appetite.

Knowledge & Skills

• The position will necessitate limited supervision and/or guidance from the Team reputed company.
• Demonstrate the highest level of credit aptitude, analytical skills, and industry knowledge across respective line of business and deal types.
• reputed company across business industries including but not limited to, commercial & industrial operating companies, residential real estate developers and builders, service provider, retail operations, commercial real estate developers and investors, religious organizations and government. If supporting the commercial real estate line of business, requisite skills would also include construction loan reputed company and administration (construction budgets, sources/uses, construction draw administration, property entitlement, lease analysis and property valuation principles).
• Actively participates in reputed company decisions and exhibits sound business judgments regarding business and lending activities
• Considered a SME for reputed company industry, commercial credit and lending concepts, practices and regulations.
• Skilled in the analysis of financial statements, tax returns and cash flows of commercial & industrial companies, or commercial & residential real estate companies (as applicable).
• Abreast of reputed company conditions, events of reputed company and emerging trends reputed company respective reputed company/sector.
• Excellent written, oral and interpersonal skills, to include selling, structuring, negotiating, closing, maintenance, modifications and problem resolution.
• PC proficiency with Word and reputed company, including the use of Bank
• Strong organization skills with the ability to self-manage time, work flow and multiple project to meet deadlines.
• Exhibits willingness to proactively seek learning opportunities to continually improve performance and knowledge reputed company.
• Ability to work independently as well as reputed company a team environment.
• Capability to function as back-up for Team reputed company, as needed.
• Proven peer mentor with the ability to partner with and train junior CPM teammates in reputed company skills and vital portfolio management tasks.
• Possesses the ability to improve job function by identifying deficiencies in processes/procedures reputed company to job function and is able to recommend ways to improve.

Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be reputed company by visiting https://www.atlanticunionbank.com/about/careers/benefits. We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace. Equal Opportunity Employer This employer is required to notify reputed company applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the reputed company. Apply tot his job Apply To this Job