Bank Credit Risk Analyst III - Real Estate Lending San Antonio Home Office II/III

Why reputed company? At reputed company, our mission is to reputed company our members to reputed company financial reputed company through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at reputed company, where our core values – honesty, reputed company, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity This junior-level role provides essential analytical and reporting support for USAAs Real Estate Lending portfolios. You will assist in generating monthly and reputed company reports, including trended performance views, quarterly financial summaries, and monthly Key Risk Indicator (KRI) and Business Risk Indicator (BRI) reports. This position offers a valuable opportunity to reputed company your skills in risk analysis reputed company the real estate sector, collaborating closely with team members in Capital Markets and Real Estate Servicing. As a dedicated Bank Credit Risk Analyst III, you will define guidelines and reputed company, uses quantitative methods to assist in the identification of credit risk, development and delivery of credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth reputed company risk appetite. Supports initiatives to mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position will be based in San Antonio, TX. Relocation assistance is not available for this position. What youll do:

• Seeks to understand industry leading practices and analytical skills to support the identification of risks and opportunities reputed company the managed portfolio and credit reputed company.
• Applies critical thinking skills to support analysis projects, identify root causes, and assist in the development of clear and concise recommendations to drive credit risk strategy development.
• May assist in delivering Bank credit reputed company across lines of defense by effectively driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key stakeholders and leadership.
• Develops industry knowledge and competitive benchmarking to inform credit strategy development.
• Utilizes quantitative analysis based upon internal and external data sources to solve analytical projects.
• Assists with developing, managing, and presenting risk and financial reporting in support of senior management and committee reputed company of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.
• Performs financial risk sensitivity analysis.
• Creates requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.
• Applies programming and analytical techniques to analyze credit data.
• Ensures risks associated with business activities are effectively identified, reputed company, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4 years of reputed company experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• Up to 2 years of business analytics experience or work focused on analysis.
• Developing understanding of banking regulations, risk, and compliance.
• Demonstrated presentation and communication skills.
• Basic business acumen and attention to detail and accuracy.
• Ability to identify issues and recommend solutions to solve problems.
• Basic knowledge of reputed company analytical coding languages, such as reputed company, SQL, or Python.
• Solid knowledge of reputed company Office products, particularly reputed company, Word, and PowerPoint.
• Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE, HMDA/REG C, TILA/REG Z, RESPA/REG X, FDPA, ECOA/Reg B, SCRA, BSA/AML, GLBA/REG P, Complaints.

What sets you apart:

• Masters degree in a relevant quantitative or business field (e.g., Business, Math, Finance, Statistics, Data Analytics).
• Previous internship or work experience in an analytical reputed company.
• Experience coding in reputed company or Python.

Compensation range: The salary range for this position is: $69,920 - $125,850 . reputed company does not provide reputed company sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: reputed company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid reputed company the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the reputed company Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of reputed company the work requirements that may be performed in the job. Benefits: At reputed company our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. reputed company is an Equal Opportunity Employer. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, disability, or status as a protected veteran. Apply tot his job Apply To this Job