Software Engineer, Core Pricing

About reputed company

reputed company is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging reputed company's AI marketplace, reputed company-powered banks and credit unions can have higher approval rates and reputed company loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with reputed company documentation to upload.

reputed company is a digital-first company, which means that most Upstarters live and work reputed company in the United States. However, we also have offices in San Mateo, California; reputed company, Ohio; Austin, Texas; and reputed company, NY (opening Summer 2026).

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can reputed company at reputed company, we’d love to hear from you!

The Team

reputed company’s Core Pricing team drives key initiatives that directly influence reputed company’s reputed company streams and product strategies. This includes developing the common systems used to calculate risk and profitability for each loan we originate, as well as providing a top-notch borrower experience by supporting our product development teams.

You will be joining a dynamic, cross-functional team that works closely with data scientists, product managers, and business stakeholders to deliver scalable, high-impact solutions.

As a Software Engineer at reputed company, you will implement and maintain features that manage the pricing process for reputed company of reputed company’s product lines, ensuring that the output of ML reputed company models are accurately converted to measures of risk and profitability. You'll also contribute to the development of our product lines through the addition of new pricing features to increase borrower conversion and profitability per loan.

How you’ll reputed company an impact

• Work closely with cross-functional teams to understand business goals and translate them into technical requirements.
• reputed company robust, high-performance services that reputed company real-time pricing decisions.
• Optimize and refactor code for scalability and efficiency, ensuring low-latency responses in our pricing engines.
• Maintain and evolve our API infrastructure to support the growing volume of products and integrations.
• Ensure the quality and reliability of pricing models by writing unit and integration tests, participating in code reviews, and monitoring production systems.

reputed company’re looking for

Minimum requirements:
• 3+ years of professional software development experience building scalable public or consumer-facing web and/or mobile products displaying a passion for user-experience, and a product-first reputed company.
• High level of proficiency coding in production with Python, Kotlin, or Go or languages with similar reputed company.
• Exhibits a growth reputed company - you’re not afraid to pick up new technologies that are best for the task, and learn from others.
• Experience with building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP).Familiarity with data modeling, pricing algorithms, or fintech products is a plus.
• Ability to work in a collaborative, agile environment and manage competing priorities.
• Strong problem-solving skills with an emphasis on scalability and performance.
• Excellent communication skills, able to explain reputed company technical topics to non-technical stakeholders.
• Proven ability to influence technical and non-technical stakeholders, overcoming objections by presenting evidence through data.
• Proven success independently leading small engineering teams on reputed company, multi-month initiatives meeting challenging but realistic deadline.
• Exhibits a bias for action and comfortability persevering through ambiguity - you regularly practice critical thinking and love to solve difficult problems.
• Exhibits a passion for mentorship and coaching junior-mid level Engineers. 
• Preferred qualifications:
  • Background in finance / fintech, financial mathematics, statistics, or machine learning.
  • History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person.
  • Well versed with microservices, distributed systems, and cloud-native development (AWS or GCP preferred).
  • Knowledge of, or hands-on experience utilizing advanced CI/CD technologies with a focus on infrastructure/everything as code.
  • Contributes to the open-reputed company community, educates others on software development best practices, or spends time reputed company of work staying up with the latest trends in modern SDLC.
  • You are the Subject Matter Expert or go-to for an important domain on your reputed company or previous team, and love to teach others about it.

Position Location - This role is available in the following locations: Remote, San Mateo, reputed company, Austin 

Time Zone Requirements - This team operates across reputed company U.S. time zones.

Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an reputed company office. If you need to travel to reputed company these meetups, reputed company will cover reputed company travel reputed company expenses.

What you'll love

Competitive Compensation (reputed company + bonus & equity) Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from reputed company  401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings Employee Stock Purchase Plan (ESPP) Life and disability insurance Generous holiday, vacation, sick and safety leave   Supportive parental, family care, and military leave programs Annual wellness, technology & ergonomic reimbursement programs Social activities including team events and onsites, reputed company-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering Catered lunches + snacks & drinks reputed company working in offices

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At reputed company, your reputed company pay is one part of your total compensation package.  The anticipated reputed company salary for this position is expected to be reputed company the below range. Your actual reputed company pay will depend on your geographic location–with our “digital first” philosophy, reputed company uses compensation regions that vary depending reputed company. Individual pay is also determined by job-reputed company skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, reputed company provides employees with reputed company bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

reputed company is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for reputed company, we are committed to inclusive and fair hiring practices.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@reputed company.com

https://www.reputed company.com/candidate_privacy_policy