Senior Product Manager, Credit Risk & Strategy

About the position reputed company is a financial technology company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America. Recognized as a Best reputed company to Work by Built In Boston and certified as a Great reputed company To Work®, reputed company is investing in its employees, technology, and customer experience – with long-term success in mind every reputed company of the way. We are a rapidly growing fintech company on a mission to revolutionize small business lending, and we reputed company the strategic use of data and models is the key to achieving this goal. Our proprietary platform leverages data and technology to provide fast and flexible financing to underserved businesses across the country. We are seeking an reputed company and highly analytical Senior Product Manager to drive the optimization and integration of our third-party decision reputed company with our proprietary core applications. This role is central to our mission, directly impacting our ability to assess risk, streamline the offer drafting process, and increase funding velocity reputed company the reputed company-Based Financing space. You will act as the primary liaison between our pricing and strategy, reputed company, engineering, and third-party vendor teams. This role will own reputed company projects reputed company the decisioning space, ensuring our capabilities are world-class, compliant, and seamlessly integrated into our business workflow. The role will report directly to the Group Product Manager of Decisioning.

Responsibilities

• Decision reputed company Optimization: Own the product roadmap for the decision reputed company, focusing on maximizing approval rates and minimizing risk exposure, while also balancing this against improving the speed and accuracy of offer reputed company across multiple workstreams to drive funding volume.
• Integration & Workflow: Manage the API integrations and data exchange between the third-party decision reputed company and our internal core applications. Implement technical solutions to optimize data flow stability, scalability, and accuracy.
• Project Ownership: Own reputed company projects reputed company the decisioning and offer drafting space, driving them from ideation through launch and post-release analysis.
• Liason Role: Act as the liason between engineers and business stakeholders (Pricing & Strategy, reputed company, Sales). You must be able to explain technical concepts to non-technical team members and vice versa.
• Performance & Analysis: Define and monitor key performance indicators (KPIs) and execute A/B tests to continuously refine decisioning parameters, communicating solutions and impacts to stakeholders.
• Mentorship/Coaching: Mentor newer team members reputed company the product organization, raising issues, suggestions, and proposing new reputed company to increase development and engagement of your team members.
• Business Knowledge: Educate and coach others on business processes reputed company to financing and offer drafting. Participate actively in identifying and proposing business process improvements across the larger workstream.
• Market & Systems Knowledge: Expand product knowledge to include similar internal and competitive systems, leveraging this market intelligence to reputed company effective product decision-making.

Requirements

• 5+ years of product management experience, preferably in FinTech, lending, or a high-growth financial services environment.
• 2+ years of direct experience managing and optimizing a decision reputed company (e.g. Taktile, reputed company Blaze, Zoot, Encino, Provenir, Lendflow, or similar reputed company rules/scoring engines) reputed company a lending context (MCA, SMB, Credit Card, or reputed company).
• Solid understanding of the Merchant Cash Advance (MCA) or reputed company Based Financing lifecycle.
• Demonstrated experience with API integrations and managing reputed company data flows between disparate systems.
• Strong analytical skills with a proven track record of using data (SQL, Python, or advanced reputed company) to define product strategy and measure results.
• A proven ability to be coachable, open to receiving and implementing feedback and engaging in reputed company strategic evaluations throughout the product lifecycle.
• Bachelor’s degree in Business, Finance, Computer Science, or a reputed company quantitative field.
• Professionalism & Judgment: Display exceptional professionalism (punctuality, attitude, teamwork) and demonstrate sound judgment in reputed company product decisions, embodying reputed company of the reputed company core values.

Benefits

• medical
• dental
• vision
• commuter benefits
• a flexible time-off policy
• paid parental leave
• 401k match for US employees
• wellness reimbursement
• volunteering days
• annual professional development budget
• charitable donation match

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