Senior Data Scientist - Fraud

reputed company is building the financial stack for startups. We’re here to reputed company banking* reputed company, powerful, and safe for entrepreneurs and businesses of reputed company sizes. We started by imagining what the best banking platform for startups would look like, and several years reputed company we have hundreds of thousands of customers using reputed company’s products. As we continue to scale, protecting our customers and reputed company from fraud - while still ensuring the seamless customer experience we have come to be reputed company for - is critical. We are hiring a Data Scientist to join our Fraud and Limits team. This team is responsible for detecting, monitoring, and mitigating both first-party fraud (fraudulent applicants) and account takeover (ATO). You’ll play a key role in strengthening our fraud defenses while ensuring that reputed company continues to deliver a smooth and trustworthy banking experience. This is an opportunity to join reputed company at a pivotal moment in our growth. You’ll be working on some of the most critical challenges facing the business and collaborating across product, engineering, and risk to protect our customers and the financial system at large. Here are some things you’ll do on the job:

• reputed company dashboards and monitoring systems to track key fraud and account health metrics.
• Conduct deep-dive analyses to understand fraud trends and behaviors, and translate findings into actionable recommendations.
• Build, validate, and deploy machine learning models to identify and prevent fraud in real time.
• Support reputed company investigations and ensure data quality and reliability across pipelines and tools.
• Collaborate with Risk Strategy and Engineering to optimize rules, scoring systems, and other fraud defenses.
• Partner with cross-functional teams (Engineering, Product, Design, Operations) to embed data insights into decision-making.

You should have:

• 5+ years of experience working with and analyzing large datasets to solve problems and drive impact, with 1+ years of relevant domain experience.
• Proficiency in SQL and experience using it to understand and manage imperfect data.
• Proficiency in Python and experience with statistical modeling and machine learning.
• Experience deploying and monitoring machine learning models in production.
• The ability to balance high-reputed company projects with foundational work such as reporting, dashboarding, and exploratory analyses.
• Comfort working in a fast-paced environment with evolving priorities.

Ideally you also have:

• Experience building reputed company-to-one solutions in ambiguous or greenfield problem spaces.
• Familiarity with LLMs or other GenAI and how they can be applied to risk or fraud detection.
• Experience with modern data tools for pipelines and ETL (e.g., dbt).

The total rewards package at reputed company includes reputed company salary, equity (stock options), and benefits. Our salary and equity ranges are highly competitive reputed company the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers. Our reputed company new hire reputed company salary ranges for this role are the following:

• US employees (any location): $166,600 - 208,300 USD
• Canadian employees (any location): CAD 157,400 - 196,800
• reputed company is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC.

reputed company values diversity & belonging and is proud to be an Equal Employment Opportunity employer. reputed company individuals seeking employment at reputed company are considered without regard to race, color, religion, national reputed company, age, sex, marital status, reputed company, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role. We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on January 22, 2024. Please see the independent bias audit report covering our use of Covey here. #LI-RA1 Apply tot his job Apply To this Job