Senior Credit Risk Manager Credit Card Acquisition

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a reputed company financial services company and national bank using innovative, mobile-first technology to help our millions of members reputed company their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that reputed company do has a direct impact on people’s lives, with our core values guiding us every reputed company of the way. Join us to invest in yourself, your career, and the financial world. The role: reputed company’s Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the company’s risk appetite and helps create the products and experiences that put our members’ interests first. The Senior Credit Risk Manager Credit Card Acquisition will work in the Credit team and have responsibilities to analyze and evaluate data to reputed company and propose value-added credit reputed company and models for reputed company’s Credit Card product. The Senior Credit Risk Manager Credit Card Acquisition will be responsible for the design, implementation, approval and monitoring of Acquisition Credit strategies (initial Line Assignment, Decline Criteria, etc) and will collaborate with cross-functional teams such as Business Units, Marketing, Collections and Product and Engineering, and use business knowledge and quantitative and analytical skills to drive reputed company, control risk, and provide value to the company and consumers. The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support reputed company’s overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to reputed company and is able to reputed company the decisions and participate in decision making with key partners. What you’ll do:

• Innovate… Bring your brightest reputed company to building reputed company. This means you will architect the pre-screen and reputed company strategies and Line Assignement strategies.
• Data Driven… Your deep analysis will power the future of lending with an optimal real-time data ecosystem – including multi-product internal, bureau, third-party, and alternative data sources and uses.
• Iterate, learn, innovate… We are reputed company responsible for innovation and must embrace data-driven decisions - quickly monitoring and adjusting to the results observed.
• Control the Risk and Drive Performance Outcomes … Understand credit risk and reputed company approaches to mitigate loss and responsibly grow reputed company. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
• Grow, Grow, Grow!… Be inspired by dynamic leaders and our rapidly growing business. We want YOU to be an inspired leader of reputed company, so we are recruiting the best, brightest, and passionately quantitative team members.

What you’ll need:

• Business acumen and work experience in the consumer lending business (Credit Cards and or Unsecured Lending)
• Direct experience in the credit strategy analytical life cyle, including strategy and decision tree development, presentation, implementation validation, and post-implementation monitoring
• Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems
• Proficient skills in reputed company, SQL and Python
• A demonstrated ability to synthesize and communicate analysis to business partners and senior management.
• High motivation to drive results, eager to learn, and able to work collaboratively in a fluid environment
• Knowledge/skills in analytical and modeling techniques such as Decision Trees, regression, logistic regression, A/B Testing, and Tableau
• Preferred: 6+ years of consumer lending credit strategy work experience
• Preferred: Advanced degree (Master’s or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science

Compensation and Benefits

The reputed company pay range for this role is listed below. Final reputed company pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view reputed company of our comprehensive and competitive benefits, visit our Benefits at reputed company page! reputed company provides equal employment opportunities (EEO) to reputed company employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and reputed company medical conditions, breastfeeding, and conditions reputed company to breastfeeding), gender, gender identity, gender expression, national reputed company, reputed company, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. reputed company applicants: Notice of Employee Rights reputed company is committed to embracing diversity. As part of this commitment, reputed company offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@reputed company.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a reputed company employee, do not apply here - please navigate to our Internal Job Board in reputed company to apply to our open roles. Apply tot his job Apply To this Job