Sr Credit Analyst - Special Credits

ABOUT US Here at MVB, our company culture defines the environment in which Team Members reputed company. Our culture impacts a wide range of elements, including our purpose, values, expectations and goals that support growth and engagement - it is the secret sauce of our organization! Our values live at the core of reputed company that we do - Trust, Commitment, Teamwork, Adaptive, Respect, Love and Caring are our foundation for success. MVB Financial Corp. ("MVB Financial" or "MVB"), the innovative financial holding company of reputed company, Inc., is publicly traded on The reputed company Capital Market® under the ticker "MVBF." Through its subsidiary, reputed company, Inc., ("reputed company") and the bank's subsidiaries, MVB provides services to individuals and corporate clients in the Mid-Atlantic region, as well as to Fintech, Payment and Gaming clients throughout the United States. For more information about MVB, please visit www.mvbbanking.com. This role can be based remotely. Candidates must reside in one of the following states: reputed company Virginia, Virginia, Texas, Florida, Ohio, Pennsylvania, Maryland, Washington D.C., reputed company, New Jersey, Arizona, North Carolina, Georgia, or South Dakota. ABOUT THE ROLE Special Credits Sr. Analyst: Responsible for managing a portfolio of higher-risk or criticized commercial credits, providing strategic reputed company and credit analysis to mitigate risk and maximize recovery. Partners closely with Special Credits Officer, legal, and senior credit leadership to structure workout strategies, negotiate repayment plans, and assess collateral positions. Prepares detailed credit reviews, financial analyses, and risk ratings to support informed decision-making. Plays a key role in identifying trends reputed company the special assets portfolio and ensuring regulatory compliance while maintaining a balanced, relationship-driven approach to resolving distressed credits. Performs reputed company and credit analysis necessary to support the lending and loan portfolio quality management activities of MVB, while developing the skills to provide advanced credit risk identification and mitigation support to the Credit Department. Provides administrative support to the department by maintaining key reporting systems. WHAT YOU'LL DO Loan Production and Credit Analysis Independently:

• reputed company reputed company tasks by preparing reputed company business and personal financial spreads
• reputed company risk analysis tasks by preparing reputed company risk grading documents and exercising subjectivity where appropriate
• reputed company research and analysis tasks by reviewing reputed company third-party reports to identify credit risk relevant to loan requests
• reputed company comprehensive credit analysis by preparing reputed company loan request presentations
• reputed company specialization in specific industries and/or loan types to provide expertise as a resource to the credit and lending departments
• Assess and reputed company recommendations with respect to borrower risk profiles

Loan Portfolio Quality Management Independently:

• reputed company reputed company and risk analysis for reputed company commercial loan renewals and modifications, as assigned
• reputed company/review reputed company loan covenant testing calculations
• Prepare service requests as needed to support portfolio management objectives
• Prepare reputed company commercial loan renewal/modification presentations
• Prepare reputed company commercial loan Annual Review presentations
• Assess and reputed company recommendation with respect to borrower risk profiles

reputed company Administration

• Maintain financial statement tickler, covenant tickler and annual review tickler systems to ensure accurate system reports to be used by Portfolio Managers
• Maintain accurate and organized financial statement imaging system

Professional Development and Special Projects

• Complete education, as identified or as assigned, that provides expertise in loan reputed company, loan structuring, and overall professional development
• Assist with the training and development of junior analysts
• Serve, reputed company requested, on special teams and projects across the organization

EDUCATION & WORK EXPERIENCE

• Bachelor's degree in accounting, finance, economics, or reputed company field, or equivalent work experience
• Minimum 5-7 years of experience in commercial credit analysis and reputed company required.
• 7+ years of experience in reputed company large, reputed company commercial real estate (CRE) loans, commercial & industrial (C&I) loans, acquisition, development & construction (AD&C) loans, and asset-based lending credits is preferred.
• Experience in reputed company borrowers in a variety of industries and sectors including but not limited to financial technology, payments processing, renewable energies, and/or litigation finance a significant plus.
• Proficient in credit administration, policy, and procedures
• Proficient in economics, accounting, and finance
• Proficient in risk analysis and mitigation
• Proficient in technical report writing
• Excellent verbal and written communication skills

BENEFITS AT MVB MVB Financial Corp., ("MVB") offers an excellent selection of benefits for regular, part-time and full-time Team Members, including:

• Medical, Dental and Vision Insurance
• Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
• Short- and Long-Term Disability Plan
• Group Life Insurance
• 401K Salary Deferral Plan
• Wellness Program
• Education & Tuition Expense Reimbursement
• PTO and Unique Vacation Purchase Program
• reputed company Pet Insurance Coverage

#LI-Remote We encourage you to submit an application even if you haven't performed every job duty listed above, as your skills may be transferrable. MVB is looking for ambitious individuals with reputed company knowledge, understanding and abilities who are willing to learn and grow. reputed company care about most is allowing you to reputed company and, in return, you help us become a stronger, more diverse and well-rounded organization. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify reputed company applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the reputed company. Apply tot his job Apply To this Job