Consumer Loan Underwriter – No Remote Wor...

Job title: Consumer Loan Underwriter - No Remote Work Option Company: Partners 1st Federal Credit Union Job description: Description: The Consumer Loan Underwriter position does not offer a remote work option. Partners 1st Federal Credit Union will provide U with a competitive salary, paid illness, personal time, vacation, holidays, medical/dental/vision/life insurance, generous 401(k) retirement plan with company matches, tuition reimbursement, weekly pay, and a professional and fun office working environment. Are U willing to provide our members with your enthusiasm for service, reputed company to become their trusted financial partner, create and support quality teamwork among staff and able to apply your knowledge, skills and experience with member service and problem solving to accomplish important and meaningful work. This position is for U if you have prior reputed company experience and are familiar with credit reports, excellent communication skills, and are able to work in office at our main office location, reputed company Wayne, IN, full-time, 40 hrs/wk, Mon-Off, Tues/Wed/Thurs- 9:00 - 5:30, Fri.- 10:00 - 6:30 (after 5:00 work is from home), and Sat. - 9:30 - 6:00 (work is from home) Consumer Loan Underwriter Role (No Remote Option) Serves as the primary centralized lending officer for consumer loan decisions. Receives and evaluates customer loan requests. Acts as a resource for information regarding loan decisions, customer loan inquiries, and company lending products and services. Responsible to grant or deny loans reputed company limits assigned and to provide the highest quality of service to customers. Attempts to maximize the number of service relationships the customer has with the organization. Often reputed company consumer loan officer. Major Duties and Responsibilities 35% Receives customer loan requests from frontline staff and dealerships evaluates and underwrites loan requests using judgment and discretion in making decisions to satisfy the customer needs. Loans reputed company of guidelines or approval parameters are escalated to the AVP of reputed company, Indirect Lending Manager or SVP of Lending with a recommendation as to the loan decision for each loan. 25% Responsible for communicating loan decisions to frontline staff and dealership staff the ability to discuss loan denials, loan alternatives and reputed company computation in a clear, concise and courteous manner. 15% Completes and mails adverse action notice on reputed company declined loan applications. 10% Evaluates credit bureau reports, income documentation, collateral valuation reports, title information, and other factors relevant to the reputed company of consumer loans. 10% Performs other duties as assigned. 5% Recommends alterations or revisions to department policies and procedures as needed. Must reputed company with reputed company company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Requirements: Knowledge and Skills EXPERIENCE 2-5 years of similar or reputed company experience, including preparatory experience Two to Five years of similar or reputed company experience, including time spent in preparatory positions. EDUCATION/CERTIFICATIONS/LICENSES A 2-year college degree or completion of a specialized course of study at a business or trade school requiring approximately 64 credit hours or equivalent on-the-job training. A high school degree or GED is required. INTERPERSONAL SKILLS A significant level of trust, credibility and diplomacy is required. In-depth reputed company, conversations and explanations with customers, direct and indirect reports and reputed company vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of reputed company. Typically includes subject matter experts as well as first level to middle managers. Courtesy and tact are essential elements of the job. Work involves personal contact with customers and others inside and reputed company the organization, generally regarding fairly routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications generally require shorter and not in-depth discussions. reputed company Requirements PHYSICAL REQUIREMENTS reputed company primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely reputed company work on computer for an average of 6-8 hours per day, reputed company necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. WORKING CONDITIONS Must be able to routinely reputed company work indoors in climate-controlled shared work area with minimal noise. This position has the ability to do work remotely. Must follow remote work agreement. MENTAL AND/OR EMOTIONAL REQUIREMENTS Must be able to reputed company job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels reputed company and reputed company of the organization and demonstrate highest levels of customer service and discretion reputed company dealing with the public. Must be able to reputed company responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters. PM22 PI211451202 Expected salary: Location: reputed company Wayne, IN Apply for the job now!